How much does a Ford cost to insure?
Depending on the model and your own personal circumstances, the price of car insurance for a Ford can vary.
The cost to insure some of the most popular Ford models are:
Model | Average price* |
---|---|
Fiesta Zetec (80)
|
£995
|
S-Max Titanium TDCi |
£756
|
Focus Titanium 125
|
£640
|
KA Edge
|
£1,026
|
Kuga Titanium TDCi 4WD
|
£564
|
*Based on Confused.com data August- January 2024
How can I save on my Ford car insurance?
The price you pay to insure your Ford will depend on a number of factors, such as your age and driving history. However, there are things you can do to try and bring down the cost:
Pay annually rather than monthly
By paying annually, you can save 20%2 on your car insurance. This is because if you choose to pay monthly, interest will be added to the cost.
Add a named driver with a good driving history
This can be especially helpful if you're a young driver. But make sure you're honest about who the named main driver is. This is known as 'fronting', which is illegal and can result in your insurance being invalidated.
Increase your voluntary excess
The most popular excess amount is £250. Generally, the higher you set your excess, the lower your premium could be. Just make sure you set it at a level that you can afford to pay.
Shop around and compare quotes
Comparing quotes is one of the best ways to ensure you're getting the best deal. Our data suggests the best time to buy your policy is around 26 days before your renewal date2.
Estimate your mileage accurately
Typically, the more miles you drive, the more your insurance will cost. This is because the more driving you do, the more likely you are to put in a claim. Our customers drive 6,500 miles per year, on average2. If you don't drive many miles, a pay as you go policy could suit you better.
Improve your car's security
Add a car tracker, immobiliser or steering wheel lock to help reduce the chances of your Ford being stolen. Parking in a secure garage rather than on a dimly lit street can also help reduce the chances of your car being stolen.
Build up your no-claims bonus (NCB)
Each year you're insured without making a claim, your no-claims bonus will increase. Insurers offer discounts for each year of NCB you build. Some policies will allow you to protect your no-claims discount, so you can make a certain number of no-fault claims in a year and not lose your NCB.
What insurance can I get for my Ford?
There are 3 levels of car insurance you can choose from:
Car insurance guides
Page last reviewed: 29/02/2024
Reviewed by: Louise Thomas