Business insurance

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What are the different types of business insurance?

Public liability insurance

Public liability insurance provides cover if a member of the public injures themselves or makes a claim against your business. For example, someone slipping and injuring themselves on a wet floor when there's no wet floor sign.

Employers' liability insurance

Employers' liability insurance protects you, your business and your employees if a member of staff makes a claim. For example, a member of staff falling off scaffolding, or an office employee tripping over a cable and breaking their wrist.

Product liability insurance

Product liability insurance can protect your business if a customer makes a claim against a faulty product you've made. For example, if you're a manufacturer and a customer makes a claim after buying a product from you that doesn't work properly.

Professional indemnity insurance

Professional indemnity insurance can protect you if someone says you've provided inadequate advice, services or designs to a customer.

What are the different types of business insurance?

Public liability insurance

Public liability insurance provides cover if a member of the public injures themselves or makes a claim against your business. For example, someone slipping and injuring themselves on a wet floor when there's no wet floor sign.

Employers' liability insurance

Employers' liability insurance protects you, your business and your employees if a member of staff makes a claim. For example, a member of staff falling off scaffolding, or an office employee tripping over a cable and breaking their wrist.

Product liability insurance

Product liability insurance can protect your business if a customer makes a claim against a faulty product you've made. For example, if you're a manufacturer and a customer makes a claim after buying a product from you that doesn't work properly.

Professional indemnity insurance

Professional indemnity insurance can protect you if someone says you've provided inadequate advice, services or designs to a customer.

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What do I need to get a small business insurance quote?

To get a quote for your business, you'll need:

  • Your name and address

  • The name, address and nature of your business

  • Whether you are a sole trader or limited company

  • How many employees you have

  • Where you sell to (the UK or abroad)

  • Details about where you sell (in an office/market stall/from home)

  • Where you keep your stock

  • Your projected turnover

Insurers will use these to decide how much to charge you for a policy.

Why Simply Business

Simply Business has helped more than 900,000 businesses get cover

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Get tailored results for your business
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We'll do the work for you and find the best options for your business
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We support SMEs of all sizes and across all sectors

Confused.com Business Insurance is provided by Simply Business. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London EC2V 7NG. Our service is free and compares a range of trusted household names. Confused.com is an intermediary and receives commission from Xbridge Limited which is based on a percentage of the total annual premium if you decide to buy through our website. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.