What is single trip travel insurance
Single trip travel insurance covers one trip against cancellation, medical costs and lost or stolen personal belongings. The maximum length of trip you can take can vary depending on the insurer, so check the policy wording or contact the insurer directly before you buy.
It’s best to get travel insurance as soon as you’ve booked your trip, whether it's abroad or in the UK. If you suddenly need to cancel your trip due to illness, for example, you can claim under the cancellations cover on your single trip travel insurance policy.
Leave it too late and you risk having to cancel your holiday without actually having any cover for cancellations in place. So at the very least, make sure you buy your single trip travel insurance before your day of departure.
If you’re planning to take a trip lasting between 1 and 12 months, you should look into backpackers travel insurance. This is particularly relevant if you’re visiting multiple countries.
If you’re going on more than one trip in a 12-month period, an annual multi-trip travel insurance policy might be a better option. It could be more convenient and cheaper than getting a separate single trip travel insurance policy for each trip you go on.