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7 car insurance claims so crazy you’ll never believe them


From flying cows to creepy sheep, here are some of the most unbelievable claims insurers have told us about.

1. Mouseketeers

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An excited owner was in for a surprise when he uncovered his £30,000 show car after it had been kept covered and protected in his garage over winter.

He discovered his car had been re-purposed as luxury accommodation for a family of mice that had eaten the leather interior, as well as the gear lever and the entire back seat.

The cheese-eating vandals had also chewed through the majority of the car’s wiring, leaving it undriveable.

Talk about expensive tastes.

2. You shall not pass

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And now for the unluckiest stretch of road in the world.

On a rainy afternoon one driver tried to go through a puddle which was more of a “river”. He got stuck and called out a recovery van.

The recovery van also got stuck in the water, so they called a second recovery truck to rescue them both.

When the second recovery vehicle arrived, its driver slipped getting out of the cab and broke his leg, leaving all three stuck. The emergency services eventually came to the rescue.

3. Holy cow

After attending a wedding where the bride had chosen to arrive in a helicopter, one driver called to report some unusual damage to his parked vehicle.

As the bride was leaving, he had the pleasure of seeing the updraft from the helicopter blow a cow over a fence and onto the bonnet of his car.

And pigs might fly.

4. Psycho Rhino

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One adventurer was enjoying a drive through a safari park when they accidentally reversed into another car. The reason? They were trying to escape the rhino charging at their car.

Should've pressed the horn.

5. Danger - Ice!

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But not where you'd expect it.

One driver was shocked when a large block of ice fell from the sky and landed on his £100k, two-week-old sports car, causing considerable damage to the bonnet and engine.

Did it fall from a plane? Was it a curious case of hard rain? Who knows? But its snow joke.

6. Unexpected passengers

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A farmer claimed for damage to his car after he’d driven off the road into a ditch.

The cause? He’d looked in his rear-view mirror to see one of his sheep sat in the back seat, calmly starting back at him.

This spooked the farmer so much that he lost control of the car. Both farmer and sheep were unharmed.

7. What goes around, comes around

During some typically wet British weather, one driver claimed a lorry splashed through a large puddle she’d been parked near and flooded the engine.

The next day, an article was published in the paper with photos of her car being driven into flood water by a man before being towed out by a van.

The man was her boyfriend and he wasn’t insured to use the car.

The insurer dropped the claim. This left the owner with a hefty repair bill and the difficult task of explaining to her husband who the man driving their car was.


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