All you need about your mortgage statement.

Your credit cards, and how you use them, can greatly affect your chances of getting a mortgage.

If you’re a homeowner with spare cash and your monthly mortgage payments are low, should you overpay or invest your money instead?

If a change of circumstance makes it difficult to meet your monthly mortgage repayments, you could be eligible for a payment holiday.

Many of today’s mortgages come with a feature known as a mortgage payment holiday. This allows the borrower to, on occasion, delay making a mortgage payment for a set period of time.