Can help build your credit - repay on time and your rate could reduce to 19.9% APR
Representative example: If you spend £1,200 at an annual interest rate of 34.92% (variable) your Representative APR will be 34.9% (variable).
This details the cost of borrowing with this card after any introductory 0% deals have ended.
The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.
The £1,200 spend is used as an example.