Covid-19: Latest updates and relevant information

Last updated Wednesday 9 June

The amber and green international travel lists have changed.

Portugal, the Azores and Madeira have been moved from the green to the amber list.

For more information, visit the amber list instructions on the GOV.UK website.

 

In Wales, up to three households can join to form an extended household.

Up to 30 people can meet outdoors in private gardens and outdoor hospitality.

Larger outdoor events are also permitted, allowing for up to 4,000 people standing or 10,000 people sitting.

For more information, visit GOV.WALES.

 

In England

  • Groups of up to six people, or two households can meet indoors. They can also stay overnight.

  • Groups of 30 can meet outdoors.

  • Up to 30 people can meet for weddings, receptions, wakes and other similar life events.

  • The number of people who can attend a funeral is set out by the venue, considering social distancing.

  • Pubs, bars, cafes and restaurants will be able to serve customers indoors.

  • Museums, galleries, cinemas, bowling alleys and arcades can reopen.

  • Theatres, concert halls and sports stadiums can reopen.

  • Organised sport for adults, including gym classes, can start again.

  • All holiday accommodation, including hotels and B&Bs can open too

For more information visit GOV.UK.

 

In Wales

  • Extended households can mix. This means three households can mix with each other and no one else.

  • Up to 30 people can meet outside.

  • All holiday accommodation can fully reopen.

  • Indoor hospitality can reopen. Venues can seat six people from six households at one table. Children under 11 are exempt from this rule.

  • Cinemas, bingo halls, bowling alleys, indoor-play areas, theatres and other entertainment venues can reopen again.

  • Indoor visitor attractions like museums and galleries can also reopen.

  • Up to 30 people can attend indoor wedding receptions and wakes. For organised outdoor events, 50 people can attend.

For more information visit GOV.WALES.

 

In Scotland

Scotland are operating a tier system, ranging from level one to level three. What tier each area is in depends on infection rates.

Most of Scotland is in level two, which means:

  • Six people from three households can meet indoors in a home or at a hospitality venue. Children under 12 don't count towards the total.
  • Overnight visits are allowed.
  • Up to eight people from eight households can meet outdoors.
  • Hospitality venues can serve alcohol indoors until 10.30.
  • Cinemas, theatres, bingo halls and other indoor entertainment venues can also reopen.
  • Outdoor adult contact sport and indoor group exercise can start again.
  • up to 50 people can attend weddings and funerals.

Some areas of Scotland are in level one. In these areas the rules are relaxed further. 

Other areas are remaining in level three. Visit GOV.SCOT for more information.

 

In Northern Ireland

  • You can form one bubble with one other household

  • Up to six people from no more than two households can meet indoors and stay overnight. Children under 12 don't count towards this.

  • Up to 15 people can from no more than three households can meet outdoors in a private garden.

  • Up to 500 people can attend outdoor gatherings, subject to a risk assessment.

  • All hospitality and tourist accommodation can open.

  • All visitor attractions can open.

This is subject to infection rates. For more information visit NI.GOV.

Northern Ireland has it's next restrictions review on 24 May.

 

Rules and restrictions around coronavirus may vary depending on where you live. For more information, check the government website for: 

 

How does the pandemic impact day-to-day life? 

As we all try and adapt to the new normal, we at Confused.com understand that there are lot of questions and confusions. We’ve put together some information to help clear things up: 

 

 

Driving and insurance 

Do I need to tell my insurance company that my driving habits have changed? 

You should speak to your insurer if your driving habits have changed since taking out the policy. As the new ways we commute and get about become routine, it's important to ensure your policy accurately reflects how you use your car. For more information, visit the Association of British Insurers.

READ MORE: Coronavirus: impact on drivers

 

My vehicle is due for its MOT. What do I do?

MOTs are running as normal. If your MOT is due, you should book it in as soon as you can.

You should take your vehicle to the garage immediately if you notice something wrong. You can still be prosecuted for driving an unsafe vehicle.

If you’re vulnerable or self-isolating and your car needs a repair or your MOT is due, contact your local garage. They may offer safe pick-up and drop-off services.

To keep an eye on your MOT end date and get a notification when it's due, download our app.

 

Check MOT and tax

Download the Confused.com app to find out your MOT and tax dates, and set reminders so you never miss a date.

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Working from home and home insurance

I’m working from home. Do I need to tell my insurer?

If you're office-based and you're working from home, you don't need to update your policy unless:

  • You have visitors to your home for business reasons
  • You store business items at your home
  • You've done major work on your house  to accommodate you working from home.

For more information, visit the Association of British Insurers (ABI).

READ MORE: Working from home during the pandemic

 

Is my work laptop covered?

If your company has given you a laptop or equipment, it should be covered under their insurance. Check with your employer to be sure.

 

What about my broadband and energy bills?

If you’re at home full time, you’re bound to see your energy bills rise. If your workplace doesn't cover expenses for heating and broadband usage, you could claim tax relief.

Visit GOV.UK for more information.

READ MORE: How to reduce your energy costs during the pandemic

 

Holidays and travel

Will the pandemic impact my travel plans?

Each UK nation has its own guidance around travel, which may change day to day. Check the advice for your area:

The Foreign, Commonwealth & Development Office (FCDO) has advised against all but essential travel to many countries.

There is a list of countries that are exempt from this, which can change daily.

To see the full list of countries, visit GOV.UK

READ MORE: Coronavirus and travel insurance: Where to get the latest information

 

Life insurance

I’ve got an income protection policy. Will it cover me if I can’t work because of coronavirus?

If you took out your policy before 18 March 2020 it should cover you if you can’t work due to illness.

Many income protection policies have an initial waiting period. Depending on how long this is, you may not be able to claim if you’re self-isolating and can’t work for a few weeks.

 

Will a life insurance policy cover me or my partner if we need to make a claim due to coronavirus?

Your life insurance company should handle it like it would any other claim as set out in their policy terms. But it’s best to get in touch with them to check as the specifics of each policy may differ.

You can still get life insurance, though the company may ask you questions related to coronavirus before you can get a policy.

 

Energy

Will the pandemic mean a disruption to my energy supply?

No. Energy suppliers are all working as normal. They still have to meet the same standards of service and supply.

 

Now that my family are all living and working at home, our energy bills have gone up. What if we can’t afford them?

If you’re struggling with bills, your supplier might review your payment plan or give you a payment holiday.

Make sure you speak to your supplier as soon as you can. For more information about coronavirus and your energy, take a look at the advice from Ofgem.

The maximum rate for energy has also been cut, which could help you as we go into winter.

READ MORE: The energy price cap explained

 

Paying the mortgage or rent

I’m worried that I’m not going to be able to make my mortgage repayments. What can I do?

Mortgage payment holidays closed for new applicants at the end of March.

For more information, visit the Money Advice Service.

If you're struggling to make your mortgage payments, get in touch with your mortgage lender. They may be able to offer you some support.

 

I’ve missed some mortgage payments. Will my lender repossess my home?

The ban on repossessions ended on 31 October. But lenders have been reminded that repossessions should be a last resort.

Lenders shouldn’t repossess your house if you’ve been affected by any lockdown measures.

 

I can’t afford my rent payments. What should I do?

Make sure you tell your landlord as soon as possible that you’re having difficulty.

They might suggest ways to ease the burden, for example, letting you pay what you can afford for the time being. 

Citizens Advice can offer more support.

 

Your pets

Can my pet catch coronavirus?

There have been some rare cases where pets have caught coronavirus from their owners.

But it’s better to be safe than sorry. If you’re self-isolating, limit contact with your pet where you can.

Keep cats indoors if you can and ask a friend or family member to walk your dog.

There's currently no evidence that humans can catch it from animals, though.

For more information, visit GOV.UK

 

My pet needs to see a vet but I’m self-isolating. What should I do?

Get in touch with the vet. Some vets offer online consultations, or they may be able to give you advice over the phone.

READ MORE: Looking after your pets during the pandemic

 

Your business

Will my business interruption insurance cover me for lost income?

Your policy might cover business interruptions due to illness or disease. But, coronavirus is a new illness that probably isn't listed on your policy.

So the bad news is you likely won’t be covered. It's best to get in touch with your insurer to find out how they're responding to this crisis.

Help is available from the government. You can apply for a Coronavirus Business Interruption Loan.

 

I'm an employer. What happens if many people are off sick?

The government is letting businesses claim back two weeks of Statutory Sick Pay for every employee off due to coronavirus.

Find out more about the support to businesses available on the GOV.UK website.

 

I'm self-employed. What support is available to me?

People who are self-employed and have completed a self-assessment tax return for 2019/20, you could be eligible for support - 80% of your average monthly trading profits.

READ MORE: Self-employed coronavirus support