Coronavirus update

Last updated 14 August

The coronavirus pandemic has turned our lives upside down, and there's still a great amount of confusion as we adjust to this new normal. Check the guides below to find information and advice. As the situation changes week by week, we're regularly updating our guides, so please do keep coming back.

We’re still operating but some products have a reduced number of providers. Please see below for an update on which products are affected.

Product updates

Below you'll find specific product updates relating to Covid-19: 

Travel insurance

The Foreign and Commonwealth Office (FCO) has created 'travel corridors' to a number of international countries. This means that you won't have to self-isolate when you return to the UK.

If your destination isn't listed as one of the travel corridors, you must self-isolate for 14 days when you come back. If you don't, you could get a fine of up to £1,000.

The situation is changing regularly as countries see surges in Covid-19 cases, so please check the FCO list for the latest advice before you travel.

The FCO also recommends against 'all but essential travel' for countries that don't have a travel corridor.

If you buy travel insurance and then travel to a country that the FCO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

All policies bought through include cover for medical expenses and repatriation - even if you get Covid-19. This is if you’re not travelling against FCO advice.


Car finance

Despite the coronavirus outbreak, we’d like to clarify that you can still get car finance through us. Understandably, some of our providers aren’t lending right now so you may see fewer price options than usual. However, our providers that are still lending are able to offer their excellent services as normal.

Income protection insurance

Due to the coronavirus outbreak, our partner ActiveQuote are no longer able to offer unemployment cover as insurers remove this type of cover from the market. However, ActiveQuote are still able to offer our customers cover for accident and sickness.

MOTs extended due to COVID-19

Lockdown restrictions are easing, and all drivers with an MOT due from 1 August are being urged to book an MOT test. This is a legal requirement

Drivers who have an MOT test due before 1 August will be granted a 6-month extension. For example, if your MOT is due on 31 July, it’ll be extended to 31 January 2021.

But even if your vehicle is exempt, you should take it to the garage immediately if you notice something wrong. You can still be prosecuted for driving an unsafe vehicle.

A few garages UK-wide remained open during the outbreak to conduct essential repairs. Now, 90% of garages are open across the country.

If you’re vulnerable or self-isolating and your car needs a repair or your MOT is due, contact your local garage. They may offer safe pick-up and drop-off services.

You can continue to use our MOT check tool to check the MOT status of any vehicle for free. Just type in the reg number and you can see if your MOT is valid, as well as when your next one is due.