Covid-19: Latest updates and relevant information

What are the current Covid-19 rules? 

In England

  • Face coverings aren't required by law, but they're recommended in enclosed or crowded spaces. Some businesses might still require face coverings to be worn
  • Anyone with a positive Covid-19 test must self-isolate for 10 days
  • Anyone with Covid-19 symptoms must self-isolate for 10 days or until they get a negative PCR test result.

For more information, visit GOV.UK.

 

In Wales

  • Face coverings are compulsory on public transports and in most indoor areas, except hospitality venues
  • Anyone with a positive Covid-19 test must self-isolate for 10 days
  • Anyone with Covid-19 symptoms must self-isolate for 10 days or until they get a negative PCR test result
  • Work from home if possible.

For more information visit GOV.WALES.

 

In Scotland

  • The 2m rule is still in place in healthcare venues e.g. hospitals
  • Face coverings are compulsory on public transport and indoor spaces
  • Anyone with a positive Covid-19 test must self-isolate for 10 days
  • Anyone with Covid-19 symptoms must self-isolate for 10 days or until they get a negative PCR test result
  • Over-18s will need to provide proof of vaccination to enter nightclubs.

Visit GOV.SCOT for more information.

 

In Northern Ireland

  • Up to 15 people can from no more than three households can meet indoors in private

  • Social distancing is no longer compulsory, but face coverings for indoor spaces are

  • Work from home where possible
  • Anyone with a positive Covid-19 test must self-isolate for 10 days
  • Anyone with Covid-19 symptoms must self-isolate for 10 days or until they get a negative PCR test result.

For more information visit NI.GOV.

 

International travel

The restrictions on  international travel are changing all the time. So, it's best to check before you travel.

For more information, visit the instructions on the GOV.UK website.

How does the pandemic impact day-to-day life? 

As we all try and adapt to the new normal, we at Confused.com understand that there are lot of questions and confusions. We’ve put together some information to help clear things up: 

 

 

Driving and insurance 

Do I need to tell my insurance company that my driving habits have changed? 

You should speak to your insurer if your driving habits have changed since taking out the policy. As the new ways we commute and get about become routine, it's important to ensure your policy accurately reflects how you use your car. For more information, visit the Association of British Insurers.

 

My vehicle is due for its MOT. What do I do?

MOTs are running as normal. If your MOT is due, you should book it in as soon as you can.

You should take your vehicle to the garage immediately if you notice something wrong. You can still be prosecuted for driving an unsafe vehicle.

If you’re vulnerable or self-isolating and your car needs a repair or your MOT is due, contact your local garage. They may offer safe pick-up and drop-off services.

To keep an eye on your MOT end date and get a notification when it's due, download our app.

 

Check MOT and tax

Download the Confused.com app to find out your MOT and tax dates, and set reminders so you never miss a date.

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Working from home and home insurance

I’m working from home. Do I need to tell my insurer?

If you're office-based and you're working from home, you don't need to update your policy unless:

  • You have visitors to your home for business reasons
  • You store business items at your home
  • You've done major work on your house  to accommodate you working from home.

For more information, visit the Association of British Insurers (ABI).
 

Is my work laptop covered?

If your company has given you a laptop or equipment, it should be covered under their insurance. Check with your employer to be sure.

 

What about my broadband and energy bills?

If you’re at home full time, you’re bound to see your energy bills rise. If your workplace doesn't cover expenses for heating and broadband usage, you could claim tax relief.

Visit GOV.UK for more information.

READ MORE: How to reduce your energy costs during the pandemic

 

Life insurance

I’ve got an income protection policy. Will it cover me if I can’t work because of coronavirus?

If you took out your policy before 18 March 2020 it should cover you if you can’t work due to illness.

Many income protection policies have an initial waiting period. Depending on how long this is, you may not be able to claim if you’re self-isolating and can’t work for a few weeks.

 

Will a life insurance policy cover me or my partner if we need to make a claim due to coronavirus?

Your life insurance company should handle it like it would any other claim as set out in their policy terms. But it’s best to get in touch with them to check as the specifics of each policy may differ.

You can still get life insurance, though the company may ask you questions related to coronavirus before you can get a policy.

 

Energy

Will the pandemic mean a disruption to my energy supply?

Your gas and electricity supply should remain unaffected.

However, with the price of wholesale gas at record highs, a number of energy suppliers have ceased trading.

But you'll still get gas and electricity. If your energy supplier goes bust, the energy regulator Ofgem should step in and move you to another provider.

You won't need to do anything.

 

We're having trouble keeping up with our energy payments. What can we do?

With increased demand and rising energy prices, many people are feeling the pinch. If you're struggling to make your energy payments, speak to your supplier.

Under Ofgem rules, energy companies must work with you to agree on a payment plan that you can afford.

Ofgem has some helpful advice on what to do if you can't afford your energy bills.

 

 

Your pets

Can my pet catch coronavirus?

There have been some rare cases where pets have caught coronavirus from their owners.

But it’s better to be safe than sorry. If you’re self-isolating, limit contact with your pet where you can.

Keep cats indoors if you can and ask a friend or family member to walk your dog.

There's currently no evidence that humans can catch it from animals, though.

For more information, visit GOV.UK

 

My pet needs to see a vet but I’m self-isolating. What should I do?

Get in touch with the vet. Some vets offer online consultations, or they may be able to give you advice over the phone.

READ MORE: Looking after your pets during the pandemic

 

Your business

Will my business interruption insurance cover me for lost income?

Your policy might cover business interruptions due to illness or disease. But, coronavirus is a new illness that probably isn't listed on your policy.

So the bad news is you likely won’t be covered. It's best to get in touch with your insurer to find out how they're responding to this crisis.

Help is available from the government. You can apply for a Coronavirus Business Interruption Loan.

 

I'm an employer. What happens if many people are off sick?

The government is letting businesses claim back two weeks of Statutory Sick Pay for every employee off due to coronavirus.

Find out more about the support to businesses available on the GOV.UK website.