Coronavirus update

Last updated 07 October

The coronavirus pandemic has turned our lives upside down, and there's still a great amount of confusion as we adjust to this new normal. Check the guides below to find information and advice. As the situation changes, we're regularly updating our guides, so please keep coming back.

We’re still operating but some products may have a reduced number of providers. Please see below for an update on which products are affected.

Product updates

Below you'll find specific product updates relating to Covid-19: 

 

Car insurance

If you're an office-based worker and you're working from home due to the pandemic, you don't need to update your insurance policy.

The same applies if you have to drive to your workplace due to coronavirus precautions.

This is in place until 31 October. After that date, you'll need to get in touch with your insurance company to update your policy.

If you don't, you could risk driving without a valid policy.

For more information, visit the Association of British Insurers (ABI).

 

Travel insurance

The Foreign and Commonwealth Office (FCO) has created 'travel corridors' to a number of international countries. This means that you won't have to self-isolate when you return to the UK.

If your destination isn't listed as one of the travel corridors, you must self-isolate for 14 days when you come back. If you don't, you could get a fine of up to £1,000.

The situation is changing regularly as countries see surges in Covid-19 cases, so please check the FCO list for the latest advice before you travel.

The FCO also recommends against 'all but essential travel' for countries that don't have a travel corridor.

If you buy travel insurance and then travel to a country that the FCO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

All policies bought through Confused.com include cover for medical expenses and repatriation - even if you get Covid-19. This is if you’re not travelling against FCO advice.

 

Car finance

Despite the coronavirus outbreak, we’d like to clarify that you can still get car finance through us. Understandably, some of our providers may not be lending right now so you may see fewer price options than usual. However, our providers that are still lending are able to offer their excellent services as normal.


Income protection insurance

Due to the coronavirus outbreak, our partner ActiveQuote are no longer able to offer unemployment cover as insurers remove this type of cover from the market. However, ActiveQuote are still able to offer our customers cover for accident and sickness.


MOTs back to normal

All drivers with an MOT due from 1 August are being urged to book an MOT test. This is a legal requirement

You should take your vehicle to the garage immediately if you notice something wrong. You can still be prosecuted for driving an unsafe vehicle.

If you’re vulnerable or self-isolating and your car needs a repair or your MOT is due, contact your local garage. They may offer safe pick-up and drop-off services.

You can continue to use our MOT check tool to check the MOT status of any vehicle for free. Just type in the reg number and you can see if your MOT is valid, as well as when your next one is due.