Car insurance

Compare cheap car insurance
quotes & you could save up to £271*

Don't know the registration?

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*Based on online independent research by Consumer Intelligence (Oct' 17). 50% of car insurance customers could save £271.57

Just three of the great reasons to use Confused.com

"Saved £200 on my car insurance by spending 4 minutes on Confused.com. Brilliant."
Andrew Laird – Confused.com customerConfused.com customer star rating
 

We compare 109 car insurance providers to save you money.

What details do I need to get a car insurance quote?


Details of the car

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The car's number plate is useful, but not essential to get a quote. Please declare any modifications.

No-claims bonus (NCB)

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Details of your NCB in years. You can request this from your insurance provider.

Details of any other drivers

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You’ll need other drivers’ names and licence details to add them to any policy.

Driving licence & convictions

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Type of licence; how long you've had it; details of any points or disqualifications from the last 5 years.

Previous claims or accidents

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Date, claim cost and accident type for any accidents or claims in the last 5 years.

If you have a pickup and are looking for insurance, you'll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

What kind of insurance should I get?

When you get a quote, we'll ask you what kind of insurance you're looking for. There are three main levels of cover to choose from:

Third-party only

The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn't cover your car against repair or replacement.

Third-party, fire and theft

Offers the same level of cover as third-party, but also covers your car for repair or replacement if it's stolen or damaged by fire.

Comprehensive

Offers the most protection, covering you and your car, as well as other people and their property.

We've covered the three levels of cover in more detail in our guide to insurance policy types.

What are the different types of insurance available?

A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

Multi-car

Insure all the cars at your address and get a discount.
Find out more

Temporary

Short-term cover from one to 28 days.
Find out more

Learner

Cover for those learning to drive in their own or someone else's car.
Find out more

Black box / telematics

Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.
Find out more

Classic car

Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that's older than 15 years.
Find out more

Business

If you use your car for more than just domestic use, including business driving away from your normal place of work, you'll need a business policy.
Find out more

How can I get cheap car insurance?

With the average comprehensive policy now costing £838 a year**, it's more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:

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Consider the car you drive

More powerful cars tend to have more expensive accidents, can be pricier to repair and fall into higher insurance groups. Older cars with more miles on the clock, smaller engines and lower price tags usually fall into lower insurance groups.

Increase your voluntary excess

Prices may change if you're willing to a pay a little more towards any claims. Make sure to also consider any compulsory excess listed on a policy, as you'll need to have funds available to cover the total policy excess.

Add a named driver

Adding an experienced driver to your policy can lower prices. You should always list the person who drives the car most often as the main driver, and any occasional drivers as additional.

Extra security

Increasing the security of your car above the standard manufacturer level can help, but even basics like parking off-road can affect prices.

No-claims bonus

Building up a no-claims bonus can help shave pounds off your premium.

Telematics

If you're a young or inexperienced driver, black box policies can make insurance more affordable.

Price trends for drivers - who's saving the most?

In October 2017, we published the latest update to the ** Confused.com car insurance price index, our quarterly analysis of comprehensive insurance policy pricing in the UK.

The average quoted premium for an annual comprehensive car insurance policy now stands at £838, an increase of 14% year-on-year.

This is an annual increase of a staggering £100 on drivers' premiums, making it more important than ever to shop around and compare your best prices.

Interested in how prices for your region, age or gender have changed? Take a look at our price index calculator to get an estimated cost on your car insurance.

Confused.com Price index 2017 graph. Indicating a 14% increase in car insurance policy prices.
Need more help? Take a look at our expert guides

No-claims bonus explained

How does it work? How do you build one up?

How do I save on car insurance?

Clever ways to save.

Can I drive someone else's car?

Why you should check your policy wording.

Do I need comprehensive insurance?

Should you consider comprehensive cover?

How do I cancel my car insurance?

What you need to know about cancelling your car cover.

FAQs

Our car FAQs have all the answers!

Why use Confused.com to compare car insurance?

Not only could you save up to £271* on your car insurance, but you can also use Confused.com to help make driving that little bit more affordable. We compare a range of motoring products from tyres and breakdown cover to GAP insurance and car finance.

So why buy through us?

We make it easy
for you to compare by showing your cheapest annual and monthly prices.
Different levels of cover
for each quote are shown clearly in the results table.
We search for quotes
from trusted brands such as AA, Admiral, Churchill, Tesco and many more.

What our car insurance customers think

"Confused.com was so easy to use and came up with the result I wanted in seconds"
Hugh, 11th June 2017
Confused.com 5 star reviews.
"Easy process and smooth completion? the premium was so much less than I had been quoted direct!! I'll be back next year?"
Anonymous, 11th August 2017
Confused.com 5 star reviews.
"Best deal, best price, quickly sorted, no problems!!"
David, 9th June 2017
Confused.com 5 star reviews.
"Always trouble free and easy to find great deals"
Allan, 23rd August 2017
Confused.com 5 star reviews.
"Confused.com was the best price I could find for my first year car insurance. I tried all different comparison sites and insurance companies not on comparison sites. They were easy to use and made it easy to find the cover I needed.
Dean, 12th August 2017
Confused.com 5 star reviews.

 

Tip from Amanda, our motoring expert

"When it comes to cheap car insurance, we make it easy to compare prices. With over 15 years' experience, we're here to help you save time and money."
Amanda Stretton, Confused.com motoring editor
Amanda Stretton - Confused.com motoring editor
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Save even more

Quotes still too high? There are things you can try to make your car insurance cheaper:

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Breakdown cover

Great deals on home breakdown, roadside recovery and even European cover.
Get cover
After buying car insurance or home insurance, 95% of Confused.com customers would recommend us (based on 1,834 Reviews.co.uk respondents - as of 28/11/17). Read our reviews