MG car insurance

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MG has always been known as a British manufacturer that builds stylish yet understated and affordable sports cars. It started life in 1924 when Morris Garages General Manager, Cecil Kimber, found a market for modified Morris cars.

MG regularly churned out sports cars until MG Rover, the company it eventually became owned by, went into administration in 2005. Now owned by the Chinese car manufacturer SAIC, MG is producing cars again, and the famous octagon badge is being used for a new generation of sports cars.

If you are lucky enough to own a new MG6 or TF, or if you have an older MGF or ZR, you’ll need to get cover to protect your motor.

MG insurance groups

As a rule of thumb, the lower your insurance group, the cheaper your premiums, but other factors like your age, address and driving history also help to determine your quote.

Check out our tables of MG models below to see which group your car might sit in.

You might find our guide to car insurance groups helpful if you'd like any more information.

Read our review MG 6

When it comes to insurance, the MG 6 has been grouped reasonably favorably with four of the seven available models being placed in group 14.

Other group 14 cars include certain variants of the Renault Clio, Ford Focus and Audi A1. It is also several groups lower than many of its direct competitors. MG themselves say that this is due to the car's security features as well as the work that has gone into making parts most commonly damaged in crashes cheap to replace.

Specification Fuel Efficiency* Typical Insurance Group* Tax Bracket
1.8T 4 door 37 MPG 14 H
1.8T 5 door 37 MPG 13 H
1.9D GT 5 door
57 MPG 14 D
 1.8T SE 5 door 37 MPG 14 H
 1.9D SE GT 5 door 57 MPG 14 D
 1.8T BTCC 5 door 37 MPG 17 H
 1.8T TSE 5 door 37 MPG 15 H
 1.9D TSE GT 5 door 57 MPG 15 D
Read our review


With medium-sized engines in a light body you can expect great performance. The MG F sits in the middle of the ABI insurance group rankings. This means premiums should be reasonable, but this will of course also depend on your personal circumstances.

Specification Engine Capacity Insurance Groups* Tax Bracket Range
MG F (95-02) 1.6 24 I
MG F (95-02) 1.8 26 I
MG F (95-02)
 1.8 VVC 30 J


The TF may be a sports car, but it shouldn't cost the earth to run. Repair costs are reasonable and due to its light-weight design, the TF is easy on fuel consumption.

The TF sits in the middle of the car insurance group range. Car insurance premiums could be higher, depending on which model you choose, and your own personal driving history.

Hatchback (09 - 13) Engine Capacity Insurance Group* Tax Bracket Range
MG TF (02 - 05) 1.6 - 1.8 23 - 32 H - J
MG TF (08 onwards) 1.8 30 I


The MG ZR is a high-performance ‘hot hatch’ version of the Rover 25. The ZR was only in production for four years, between 2001 and 2005, when Rover went into administration.

The MG ZR is a supermini and is available in 3-door or 5-door, putting it in the same band as the Ford Fiesta, Vauxhall Corsa and Seat Ibiza. It’s a fairly cheap car to buy as it’s only available second-hand and it has been several years since a model was built.

Specification Engine Capacity Insurance Group* Tax Bracket Range
ZR (01-04) 1.4 - 2.0 17-21 F - J
ZR (04-05) 1.4 - 2.0 15 - 30 F - J

*All information sourced from

MG: did you know?

  • Established - 1924
  • Founder - Cecil Kimber
  • Headquarters - Birmingham, UK

MG cars have always had a strong connection with motor sport. It won its first race in 1925, claiming the gold medal in the Lands End trial, light car class.

Over the years MG cars have won the Le Mans 24 hour race, broken land speed records in Europe and America in different classes, and shown the world what the plucky Brits can do when they put their minds to it.

MG cars are designed and engineered at MG’s headquarters in Longbridge, Birmingham. MG also have the use of one of its owner's manufacturing facilities in China.

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