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Car valuation explained


Buying or selling a used car, or need a valuation after an accident? It's important to make sure you get an accurate and unbiased car valuation.

Car with coins

Why get a car valuation?

If you're in the market for a new or used car, you're not going to want to pay over the odds. By getting a car valuation, you can find out the current market value of specific makes and models, depending on its mileage.

The condition of the vehicle is also a factor that's difficult to account for in an online valuation - but you'll be able to get a ball-park figure.

With's car valuation tool, you can find out how much it would sell for on the forecourt, in a private sale, the trade-in price, and the price it's likely to fetch at auction.

Why is knowing the car's price worthwhile?

Having an idea of the price can help you when it comes to negotiating on the final sale price. If you're buying, you'll want to get the car at its cheapest value.

But sellers will be looking to make the biggest profit they can. Armed with a current valuation, you’ll be in a better position even before the negotiations have begun.

Even if you’re part-exchanging your motor, a valuation can make sure you get the right price from the dealer and avoid missing out on its true value.

Been in an accident?

Crash for cash car accident

If you've been involved in an accident resulting in a total loss, your insurer will issue you with a settlement offer. However, many don’t realise that you don't have to accept your insurer's offer.

It's possible to challenge the offer providing you have a strong enough case. This is where really knowing your car's value could be handy.

Insurers usually calculate your settlement through a combination of an engineer's report (unless the car was stolen) and a car valuation guide, which does take rough mileage into account.

However, the process is ultimately a negotiation between customer and insurer.

Before speaking to your insurer, browse as many valuation guides as you can to find prices supporting your claim, as these are what are taken most into account.

Finding a car for sale that’s as similar to yours as possible can also support your valuation. Keeping recent, date-stamped photos of your vehicle can also help illustrate the condition of your car prior to the loss.

If you want to take it further, you could pay for an independent valuation by an engineer at your local garage. Although this can be costly. Plus there’s a risk that the valuation could come in below the original.


Free car valuation

Buying or selling a car? Find out how much it's worth using our free valuation tool.


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