What is courier insurance?
- Courier insurance is designed to provide protection for couriers and their packages
- Couriers are exposed to risks that normal insurance policies may not cover
- It is insurance cover designed specifically for couriers and their unique risks
Normal insurance policies are not designed to cover the increased risks that couriers are exposed to, so you’ll need a specialist courier insurance policy to get the right level of cover.
A standard courier insurance policy will offer various levels of cover for anyone carrying other people’s goods for ‘hire or reward’. These policies could protect your employees, vehicles and cargo against various damages and a range of other risks.
As with regular insurance, various policy options may be available, depending on the provider, including replacement hire vehicle, glass cover, legal cover and no-claims bonus protection, which can help keep your business moving in the event of loss, damage or theft of your vehicle or cargo.
Why do I need courier insurance?
At Confused.com, we understand the unique risks that couriers and courier companies are exposed to on a daily basis, from the high daily mileage of delivery drivers to the variable value of their cargo. A courier or delivery business can suffer serious loss if valuable packages are lost or damaged in transit. Regular insurance policies are not designed to cover these risks, so you need specialist courier insurance. The right policy could cover you for;
- Your goods in transit
- Vehicle damage
- Public liability
- Employer's liability
- And much more, depending on the type of cover you choose
With insurance and fuel prices on the rise, it’s more important than ever to make sure you pay the right price for the right insurance cover to protect your business, customers and cargo from any loss, and that’s where Confused.com can help. Complete our simple online form today and we’ll compare up to 19 insurance providers to find our best policy and price for you in minutes.