Travel insurance prices – How do we compare?

Are you more likely to get a good travel insurance deal online or on the high street? How do the well-known operators compare price-wise against using a site such as Confused.com? Well, we’ve gathered some prices, which you can see below – accurate as at 22 July 2010. We think the results speak for themselves:

Single Trip

Journey type 1 Adult between 18-54 travelling to Europe for 1 week Family of 4 travelling to Europe for 1 week Family of 4 travelling to USA for 2 weeks
Confused.com price £6.99 £15.95 £31.05
Thomas Cook (Economy) £18.99 £35.99 £93.99
Trail Finders Price £19.00 £57.00 £180.00
STA Travel (GOLD - Standard) £18.00 £72.00 £264.00
Largest potential saving £12.01 £56.05 £232.95

Annual Trip

Journey Type

1 Adult between 18-54 travelling to Europe

Family of 4 travelling to Europe

Family of 4 travelling to USA

Confused.com Price £27.89 £35.80 £49.90
Thomas Cook (Traveller) £49.99 £74.99 £129.99
Trail Finders Price £95.00 £144.00 £144.00
STA Travel (GOLD - Standard) £82.00 £328.00 £508.00
Largest potential saving £67.11 £292.20 £458.10

Details of Quotes through Confused.com, accurate as at 22 July 2010

Single Trip

1 Adult between 18-54 travelling to Europe for 1 week.

  • Provided by: Multitrip.com
  • Key Policy Benefits: Medical expenses £3,000,000, cancellation £2000, baggage total £750, excess £150

Family of 4 travelling to Europe for 1 week.

  • Provided by: TopDog Insurance
  • Key Policy Benefits: Medical expenses £10,000,000, cancellation £1250, baggage total £500, excess £150 (£50 medical excess, £50 cancellation excess, £50 baggage excess)

Family of 4 travelling to the USA for 2 weeks.

  • Provided by - Your Travel Cover
  • Key Policy Benefits: Medical expenses £5,000,000, cancellation £3000, baggage total £1500, excess £75

Annual Trip

1 Adult between 18-54 travelling to Europe.

  • Provided by: Multitrip.com
  • Key Policy Benefits: Medical expenses £3,000,000, cancellation £2000, baggage total £750, excess £150

Family of 4 travelling to Europe.

  • Provided by: TopDog Insurance
  • Key Policy Benefits: Medical expenses £10,000,000, cancellation £1250, baggage total £500, excess £150 (£50 medical excess, £50 cancellation excess, £50 baggage excess)

Family of 4 travelling to the USA.

  • Provided by: TopDog Insurance
  • Key Policy Benefits: Medical Expenses £10,000,000, cancellation £1250, baggage total £500, excess £150 (£50 medical excess, £50 cancellation excess, £50 baggage excess)

Key Policy Benefits through other travel operators

Thomas Cook prices accurate as at 22 July 2010 and are available on their website.
Economy: Medical expenses £3,000,000, cancellation £2,000, baggage total £500, excess £100
Traveller: Medical expenses £5,000,000, cancellation £5,000, baggage total £1500, excess £75

Trailfinders prices are accurate as at 22 July 2010 and can be found on their website.
Single Trip: Medical expenses £5,000,000, cancellation £5,000, personal effects £2,000
Annual Silver: Medical expenses £5,000,000, cancellation £2,000, personal effects £1,250

STA Travel prices are accurate at 22 July 2010 and can be found on their website.
Gold Standard: Medical expenses £2,000,000 cancellation £2,000, baggage £1,000, excess £100



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Whether you’re off on a short-hop city break in the UK or Europe, a relaxing summer holiday in Spain or even a global adventure, Confused.com can find the right travel insurance for you.

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Confused.com staff writer

Confused.com staff writer

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