In light of the seven days of strikes announced by BA workers - three days beginning on 20 March and four on 27 March - the Association of British Insurers (ABI) has published guidance for the airline's customers whose plans are likely to be disrupted.
The airline is responsible for flight arrangements, so customers should be contacting BA to find out their options. Travel insurance policies explain what is covered and what is not, but customers have been urged to consult the insurance company to clarify any points if necessary.
Some people may find they are already covered if their flights are delayed, and if policies were taken out before the strikes were announced. If plans need to be cancelled because of delays, then some insurers may pay out, but only a fixed amount.
Any policies agreed after the day the strikes were announced will not cover customers against any delays or subsequent abandonment because the strikes were known about when the policy was taken out.
Cover varies for flight cancellations. Some insure against particular things, such as illness or redundancy, but not necessarily against industrial action, although some companies may allow customers to insure against strikes.
Nick Starling, ABI director, said: "Customers should check their travel insurance policy and speak to their travel insurer if they need to clarify the extent of any cover."
