If you’re looking for a new credit card, it’s easy to get dazzled by the ever-lengthening balance transfer deals that have hit the market in the past few months.
Your bank owns your credit card – right? Think again! Just because a bank or a company has their name on your card, doesn’t mean they own it. That’s simply their way of branding.
Partying? Entertaining? Purchasing? Travelling? Just slap it on your credit card, right? Well, not exactly. You need to make sure you’re using the right credit card, and that can differ from one occasion to the next.
Credit card spending has had a bad rap of late, as politicians, economists and social commentators bemoan the mountain of debt that Britons have built up.
When choosing to use a credit card or debit card, our first question is often, ‘can I afford it this month?’ When it should actually be, ‘what’s in it for me?’
Don’t get in a tangle over credit cards, follow this guide to a stress-free application
Why not a pre-paid credit card? It’s a well tried and tested concept after all and quite straight forward.
As the credit card market becomes more and more competitive, companies are using enticing incentives as a way to attract card applicants. Cash back credit cards tend to be available to people who are looking for a credit card and who have a good to excellent credit record.
It might surprise you to discover how relatively easy it is to acquire a poor credit history and the poor credit rating that goes with it.
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Compare cards for anything from balance transfers to credit cards for people with bad credit.
Our free Credit Card Matcher tool is easy to use and it can really help find the best card for you
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