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Warning for retirees over delaying annuity purchase

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New pension rules means many people are delaying retirement decisions until 2015. But this could prove costly, industry watchdog the Financial Conduct Authority has warned.


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Blog: Telling pensioners when they'll die makes sense

A sand-timer

The government's idea that retirees should be told when they're likely to die has been met with shock. But this information is vital for financial planning.

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New drop in household savings ratio

  •  31 Mar, 2014
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New figures from the Office for National Statistics (ONS) show that the household savings ratio continued to drop last year.

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The new ISA explained

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George Osborne gave savers a Budget-day boost by announcing significant reforms to the ISA system. We explain all about the new ISA and what it means for savers.

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Top six takeaways from the 2014 Budget

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Are you about the 2014 Budget? Here are six things you need to know when it comes to the Budget and your finances.

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Savers suffer slew of rate cuts

  •  18 Mar, 2014
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Instant access and cash ISA accounts have suffered around 20 rate cuts a month on average over the last year and a half, consumer group Which? has found.

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Six ways to maximise your pension income

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Confusion over how to turn pension savings into retirement income is being blamed for the current annuity controversy. We explain how to get the right deal.

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RBS makes deal with Post Office

  •  24 Feb, 2014
RBS sign

Royal Bank of Scotland has agreed a deal which will allow customers to deposit money into their accounts in Post Office branches.

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12% spend less than an hour planning retirement income

Senior couple calculating budget

More than one in 10 (12%) people spend no more than 60 minutes working out how they are going to turn their lifetime’s pension savings into a retirement income.

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Could you be better off in retirement by switching annuity?

Senior couple meeting financial adviser

Are new government pension plans helpful or hare-brained? We examine whether changes in the annuity system could make people better off in retirement.

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