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Instant access accounts

Compare instant access savings accounts

Keep some money safe for a rainy day or in case of emergency with an instant access savings account. Compare interest rates from top providers with Confused.com to find the right account for you and your money.


Saving for a short term goal?

Whether you're saving for a holiday or a car, or just a new outfit, an instant access account can be a great way to keep track of your savings, letting you build your savings pot and earn interest too.



Instant access accounts

Minimum opening balance Interest rate (AER) Manage your account Interest paid Unlimited free withdrawals?
Scottish Widows Scottish Widows Direct Transfer
£1,000
1.00%
Post
Phone
Online
Annually
Yes
Apply
Minimum deposit of £1,000. No notice period of penalties for withdrawals. Interest paid quarterly. 
Natwest Natwest Instant Saver
£1
0.50%
Online
Monthly
Yes
Apply
No minimum balance or penalties for withdrawing your money. Manage your account online. Interest paid monthly directly into your account. 
Royal Bank of Scotland Royal Bank of Scotland Instant Saver
£1
0.50%
Online
Annually
Yes
Apply
No withdrawal penalties or charges - instant access to your money 24/7. Manage your account online. Interest paid annually.