Instant access accounts

Compare interest rates from top providers with Confused.com

Manage your money and you could save POUNDS!

Why choose an instant access account?

  • Money for a rainy day.
    Keep some money safe for a rainy day or in case of emergency with an instant access savings account. Compare interest rates from top providers with Confused.com to find the right account for you and your money.
  • Saving for a short term goal.
    Whether you're saving for a holiday or a car, or just a new outfit, and instant access account can be a great way to keep track of your savings, letting you build your savings pot and earn interest too.
Instant access accounts
Provider Minimum opening balance Interest rate (AER) Manage your account Interest paid Unlimited free withdrawals?
State Bank of India

State Bank of India Online Instant Access Savings Account £500 1.25% Online Monthly Yes Apply
Manage your account online or in branch, plus get a debit card for the primary account holder. Interest paid on balances above £500 and below £1,000,000.
Scottish Widows

Scottish Widows Direct Transfer £1,000 0.75% Post, Phone, Online Annually Yes Apply
Minimum deposit of £1,000. No notice period of penalties for withdrawals. Interest paid quarterly.
State Bank of India

NatWest Instant Saver £1 0.50% Online Monthly Yes Apply
No minimum balance or penalties for withdrawing your money. Manage your account online. Interest paid monthly directly into your account.
Royal Bank of Scotland

RBS Instant Saver £1 0.50% Online Annually Yes Apply
No withdrawal penalties or charges - instant access to your money 24/7. Manage your account online. Interest paid annually.


Notice accounts
Provider Minimum opening balance Interest rate (AER) Manage your account Interest paid Unlimited free withdrawals
Vanquis

Aldermore 30 Day Notice Savings Account £1,000 1.25% Post, Phone, Online Monthly Yes Apply
Start saving from just £10. Transfers from other cash ISAs accepted. No notice period or penalties for withdrawals. Interest paid quarterly.
Vanquis

Aldermore 30 Day Notice Cash ISA £1,000 1.25% Post, Phone, Online Monthly Yes Apply
Build up funds at a tax-free rate, as long as you give 30 days notice you can make as many withdrawals as you like.