Marks & Spencer Home Insurance

Marks and Spencer’s has two levels of cover, standard and premier, you can add to either of those with the additional optional extras. Premier home insurance cover will cover you for theft and damage; it will also cover any dependants’ possessions that are not at your home, such as students living at university, or elderly parents in a nursing home. Standard cover will give you basic home and contents cover, the difference being a lower level of payout. With both levels of cover you are allowed one claim every four years and your no claims bonus will not be affected.

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