1.The prize draw is promoted by Inspop.com Limited (Confused.com), who registered office is at Floor 3, Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL and is subject to the following terms and conditions.
2.The offer is open to residents of the United Kingdom excluding employees and their immediate families of Confused.com, the Admiral group, their agencies or anyone else professionally connected with this promotion.
3.Entrants must be over 18.
4.Entry period is between 00:01 on 24th September 2012 and 23:59 on 8th October 2012.
5.The winner will be drawn at random within 14 days of the closing date.
6.Entry into this prize draw is validated by completing a life insurance quote through Confused.com and providing a valid email address - no purchase is necessary.
7.The prize is a 12month, Full Access (Home Club) Fitness First gym membership anywhere in Great Britain, along with 10 personal trainer sessions priced at £40 per session. Please see the Fitness First website for the location of their gyms and for a full explanation of the Full Access Home Club membership option. http://www.fitnessfirst.co.uk. The prize is limited to that of the Full Access (Home Club) membership option, as defined on the Fitness First site, along with 10 personal trainer sessions at Fitness First and excludes any additional costs. The winner agrees to be bound by Fitness Firsts' terms and conditions.
8.The prize is non-negotiable, non-transferable and cannot be substitued for any other prize or cash value.
9.By entering the prize draw, participants agree to the terms and conditions of the prize draw.
10.The prize winner will be notified by email from Confused.com
11.The winner must respond accepting the prize within Fourteen days of receiving notification of having won. In the event of non-acceptance or failure to accept within the specified period, Confused.com reserves the right to reallocate the prize awarded to the next randomly drawn valid entry (and the same acceptance period, as provided under this condition, will apply).
12.A full list of winners will be available by sending an SAE to Confused.com Life Insurance Gym Membership Competition, Confused.com, Floor 3, Greyfriars House, Greyfriars Road, Cardiff, CF10 3AL, after 1st December 2012.
13.Only one entry per person will be applicable across the full competition period of 24th September 2012 to 8th October 2012. In the event of duplicate entries, only the first submitted entry will be considered in the draw.
14.Confused.com reserves the right to cancel or modify this prize draw at any time at its sole discretion.
15.Losing entries will not receive any notification.
16.In all cases the promoter's decision is final and no correspondence will be entered into.
17.Confused.com accepts no liability or responsibility for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.
18.This promotion and these terms and conditions of entry are governed by English Law and the courts of England and Wales shall have exclusive jurisdiction over any dispute arising out of or in connection with this promotion.
19.Should you wish to opt out of this promotion please contact Confused.com at firstname.lastname@example.org