"Getting the right policy can help protect your pet, as well as your pocket. Want a pricier policy that covers everything? Then lifetime pet insurance might be for you. Looking for cheaper cover that’ll help in an emergency? Then accident only might be your best bet. Think about what you need your insurance to cover and how much you’re willing to pay for it before getting a quote."
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Treatment for accidental injury, although exactly how much you can claim, and for how long, depends on the type of policy you have.
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Treatment for unexpected illnesses, if you have a policy that covers illnesses as well as accidents. What illness are covered will depend on your policy.
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Boarding fees for kennels or catteries if your pet has to spend time away from home unexpectedly, if you're hospitalised and unable to care for them, for example.
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Liability cover if your pet causes damage to a third party and they decide to take action against you.
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Advertising and reward costs if your cat or dog goes missing or is stolen.