Now you’re clued up on how to save cash by consolidating debt, switching bank and reducing your mortgage/credit card repayments, it’s time to slash your outgoings even more by changing your Life Insurance policy.
Out with the Old… Switch Now and you Could Find a Better Deal for Less
The cost of Life Insurance peaked in the early 1990s, and as recently as five years ago premiums could have cost you around twice as much as they do today. Prices have tumbled due to factors such as longer life expectancy and increased competition in the insurance marketplace.
Cue a sterling opportunity to control your outgoings: If you already have life cover in place, even if it’s only a few years old, switch now to a new policy and you could decrease your monthly premiums. Simple as that!
Confused.com’s Price Promise
Furthermore, as an extra boost to controlling your outgoings, Confused.com promises not to be beaten on price! In partnership with insurance brokers, theidol.com, if you find a lower quotation for a comparable product, simply telephone 0844 980 8601.
Click now for great deals on Life Insurance
Need Life Insurance? Protect Your Loved Ones with Peace-of-Mind Cover
If you don’t already have life insurance, Confused.com can help. Life insurance helps protect your family from the financial consequences should the unthinkable occur. If you’re the main or joint breadwinner, a comprehensive policy will lessen your family’s financial burden in the event of your death by:
- Maintaining your family’s standard of living by replacing your lost income
- Settling your outstanding mortgage debt, credit cards and other loans
- Helping to pay for your children's education
- Paying final expenses, such as funeral costs
What Cover is Right for Me?
- Life Level Term Insurance – pays your family a fixed cash sum that remains the same through the term of your policy
- Mortgage Life Insurance – designed to pay off your mortgage in case of death with the amount decreasing in line with your outstanding mortgage balance
- Critical Illness Cover – pays out a lump sum if you are diagnosed with certain specified illnesses during the term. Can be obtained as stand-alone cover or as part of a life insurance policy
- Single or Joint Cover – Single cover available, or joint life cover that pays out on the first bereavement
Click here to see what life insurance options are available to you
What If I’m Single?
Even if you’re single with no dependents you may simply want the peace of mind afforded by Critical Illness Cover - which could pay off your mortgage, or provide a lump sum in the event of being diagnosed with a specified critical illness.
What does Life Insurance Cost?
Here’s an example of the cheapest premiums available through using Confused.com for 25 years Level Term Insurance:
| Sex |
Age Next Birthday |
Non-Smoker |
Total Amount of Cover |
Monthly Premium |
| Male |
25 |
Yes |
£100,000 |
£5.63* |
| Female |
30 |
Yes |
£200,000 |
£7.09* |
Switch Now to Maximise Savings in 2008
So if you’re serious about controlling your outgoing expenditure in 2008, dig out your existing policy, take a look at exactly what you’re getting for your money, and then see if Confused.com can find you more for less. Simply enter your details once and we’ll return a list of quotes in minutes.
And remember, Confused.com promises not to be beaten on price.
So click for a quote now!
