Ease Your Outgoings with a Consolidation Loan

Are you feeling the stress of regular outgoings? You could ease the pressure with a well-chosen consolidation loan.

When you have all sorts of repayments to make at different times each month, it can be difficult to keep tabs on your finances. Credit cards, store cards, utility bills… It can easily seem like you’re being thrown a selection of breakables that you are expected to juggle. Combining your debts together into one easy-to-manage monthly repayment might make budgeting much easier.

Not only is it easier to remember how much is being paid, and when, but also by choosing to spread the repayments over a longer period you could reduce your monthly outgoings*.

This time it’s personal!

Need to be pointed in the right direction? We can shop around for a personal loan from many of the country’s leading lenders. Just tap in your requirements, and we can help you find some of the most competitive rates around.

See if an unsecured loan could relieve your brown envelope blues

How a personal loan could give you the right financial pep:

• Borrow from £1,000 - £25,000
• Repay over 1 – 10 years to help you manage your money
• Defer your first repayment for a couple of months great to help you get back on your feet!**
• You could even find a loan that allows you to take a repayment break once a year**

Click here to see what deals you could get on a personal loan

*Do bear in mind however that, although spreading payments over a longer term will be more affordable on a month-by-month basis, ultimately you will pay more interest when the loan is viewed as a whole. Make sure that you do your sums, and be aware of exactly how much you are repaying.

**Interest will still be charged from the start of your loan term, and during any repayment holidays.

Are you a homeowner? You could save yourself £230*

Have you considered that a homeowner loan could be the way forward for consolidating your debt? You could borrow more than you can with an unsecured loan - up to £250k (dependent on the equity you hold in your home). And – as the loan is secured against your property – you may find that you can obtain more flexible loan terms, or spread your repayments over a far longer period than other types of loan**. You may even benefit from a more favourable rate of interest.

Why a homeowner loan might cure what ails you

• Borrow from £5,000 - £250,000
• Flexible Repayment periods from 5 - 25 years, a great way to make your payments more manageable
• A comparatively low rate of interest
• Free expert guidance
• Optional Payment Protection for your peace of mind

*Average saving figure of £230 per month is derived from the monthly saving of customers who used a secured loan to consolidate parts or all of their debts during December 2007 and up to 7th January 2008.

**Do bear in mind however that, although spreading payments over a longer term will be more affordable on a month-by-month basis, ultimately you will pay more interest when the loan is viewed as a whole. Make sure that you do your sums, and be aware of exactly how much you are repaying.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.