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Living single: Redefining the traditional household structure

The rise of financially liberated and positive singles in the UK has implications for home buying. Where are all these singles going to live? Singles living in multiple occupant shared homes, or MOSHers, are reshaping the traditional household and how friends handle finances together.

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LIVING SINGLE

How Singles Are Redefining the Traditional Household Structure


The rise of financially liberated and positive singles in the UK has implications for homebuying. Where are all these singles going to live? Multiple occupant shared homes (MOSH) are reshaping the traditional household and how friends handle finances together.


Desire Versus Reality of Owning a Home as a Singleton


Singles are tired of wasting money on renting, though many fear they won't ever be property owners.

  • 59 percent say that owning a home would greatly improve their quality of life
  • 65 percent of singles worry that they will never be able to purchase a property

Friends Turning to Friends


Singles are finding new ways to become property owners. They're looking to their mates to potentially buy a property with.


  • 57 percent of singles have a friend they trust enough to buy a house with.
  • 30 percent of singles have multiple mates they would buy property with.

Younger Singles More Likely to Dive In


  • 64 percent of single 18- to 24-year-olds say they have friends they trust enough to buy a house with.
  • Compared to

  • 47 percent of adults over age 55 who say they have friends they trust enough to buy a house with.

Insuring a Mate


As more singles enter into homeownership together, the dynamic of friendships and finances changes. Singles will call for more companies to recognise their type of arrangement.


  • 59 percent of singles would consider insuring the life of a friend if they bought a house together.

SOURCE: 2,000 single UK adults were interviewed. Fieldwork was conducted 20–24 April 2012. The research was carried out online by Future Poll for Confused.com.

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