The recent years how consumers spend and use credit has changed. Here's a breakdown of the best (and worst) UK scores, where those people live, and what male and female names are more likely to have good or bad credit.
Get the code
The last several years have seen many changes to the global economy, particularly in terms of how consumers spend and use credit. It appears that since 2009, consumer credit scores in the UK have been increasing. Here’s a breakdown of whose scores are the best (and worst), where they live, and how something as simple as a consumer’s name could affect their credit score.
+1.3% = Overall change in average credit score from 2009
+1.0% = Change in average credit score for male consumers
+1.5% = Change in average credit score for female consumers
69.1 = Average 2012 credit score
Though average credit scores typically increase by age, the gap between young and old is closing. Younger adults have increased their credit ratings over the last three years while older adults have slipped slightly.
2012 Average Credit Score
% Change 2009-2012
Southern and eastern England both saw credit scores increase substantially over the last three years, compared to other regions that all saw scores fall.
Area With Best Score = Channel Islands (71.5)
Area With Lowest Score = Lancashire (68.5)
East Of England
Wales and West
Statistically, people named Brian or Helen Edwards are more likely to have higher credit scores, whereas Daniel or Lisa Thompson are more likely to have lower scores.
Male Names with Best Credit Scores
Male Names with Poorest Credit Scores
Female Names with Best Credit Scores
Female Names with Poorest Credit Scores
Last Names with Best Credit Scores
Last Names with Poorest Credit Scores
Your bio is currently empty. Now is a great time to fill in your profile.
This profile is private.
This profile is only shared with friends.
This profile is under review.
We were unable to request friendship with this user.
We were unable to request friendship with this user. Are you logged in?
Your friendship request has been sent to this user.
We were unable to terminate friendship with this user.
We were unable to terminate friendship with this user. Are you logged in?
You are no longer friends with this user.
We were unable to ignore this user.
We were unable to ignore this user. Are you logged in?
This user is now ignored.
We were unable to stop ignoring this user.
We were unable to stop ignoring this user. Are you logged in?
This user is no longer ignored.
We encountered a problem recommending this user.
You have recommended this user.
Please limit your comment length to less than 2000 characters.
What Do You Think?
Thanks for submitting your comment. It will appear after editor approval.
We were unable to post your comment to Twitter.
We were unable to post your comment to Facebook.
We were unable to post your comment to LinkedIn.
We restrict rapid posting of multiple comments for quality reasons. You have already posted a comment within the last several seconds. Please try again later.
We limit the number of comments, reviews, and postings an individual user can submit over a given period for quality reasons. You have currently reached that limit. Please try resubmitting your comment again later.
We are unable to add your comment at this time.
We are unable to add your comment. Are you logged in?
We will not add your comment until you remove the following words: .
We're sorry, but the comment you are replying to has been removed from the site.
Please let us know what you think.
Please shorten your comment to characters.
characters left character left characters must be removed character must be removed
To leave a comment, you need to sign up.
Write a reply
We're sorry. We were unable to report abuse at this time.
We limit the number of reactions an individual user can submit over a given period for quality reasons. You have currently reached that limit. Please try resubmitting your abuse report again later.
Comment is too long. Enter 500 characters or less.
You may send this to 5 e-mail addresses. Please separate each address with a space.
We're sorry, but the item you are sending has been removed from the site.
We're sorry. We were unable to send the email at this time.
Please specify a recipient.
You can only send messages to 5 addresses at a time.
The address "" is not valid.
Please specify a subject.
Score vote upvotes up vote downvotes down
Get a quote
Retrieve a quote
© Copyright 2008 - 2014 Confused.com. All rights reserved.
3rd Floor, Greyfriars House, Greyfriars Road,
Confused.com is a trading name of Inspop.com Limited and is authorised and regulated by the Financial Conduct Authority