Why Cheryl Cole is still with husband Ashley is more confusing to millions of Britons than complicated credit card interest rates, a recent study has revealed.
The X-Factor judge's decision to forgive her cheating football star hubby made fourth place in a list of life's 50 most confusing things.
Credit card interest rates were voted into fifth place. Foreign call centres topped the table, followed by 'algebra' and 'what women see in Russell Brand'.
Girls Aloud beauty, Cheryl revealed this week in a magazine interview she no longer trusts the Chelsea and England defender who had a one-night stand with a blonde hairdresser.
Her devotion to love-rat Ashley is deemed even more confusing than the laws of cricket and insurance policies, according to a list compiled by Confused.com which polled 4,979 people between the ages of 16 and 65 living across the UK.
Meanwhile, the research also found that people are also confused about buying a house, politics, football's offside rule and religion.
Also making the top 50 was converting currency, languages, filling out insurance forms and setting up wireless networks.
Men were deemed more confusing than women with almost 17 per cent of people voting for blokes and almost 12 per cent naming ladies as the more confusing sex.
Social networking site Twitter also made the list as did Stephen Hawking's theories, Kerry Katona, poker and predictive text.
Reading a train timetable, the infamous Magic Roundabout in Swindon, London's tube network and fax machines also appeared.
Life’s 50 biggest confusions
1. Foreign call centres
3. What women see in Russell Brand
4. Why Cheryl Cole is still with Ashley
5. Credit card interest rates
6. Buying a house
8. The laws of cricket
9. Insurance policies
10. Loan interest rates
11. Football's offside rule
13. Converting currency
15. Filling out insurance forms
16. Setting up wireless networks
18. Stephen Hawking's theories
19. Figuring out nutritional information on food labels
20. Kerry Katona
21. All the different lottery draws
22. Fixing printers
23. Predictive text
26. Small print
27. Automated phone systems
28. Why and how Stonehenge was built
30. Donnie Darko
31. Filling out passport forms
32. Reverse parallel parking
33. Clocks going back / forward
34. Packaging on kids toys
35. Crop circles
37. Birmingham's Spaghetti Junction
38. Train fares
39. Fruit machines
40. People who crack their knuckles
41. Reading a map
42. Re-tuning the TV
43. The M25
44. Train timetables
45. Setting an alarm on a cooker/oven
46. In the Night Garden
47. Reading a train timetable
48. Magic Roundabout in Swindon
49. The tube
50. Fax machines
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