Mortgage articles

First-time buyers receive a boost as the cost of paying a mortgage on a new home falls to its lowest proportion of disposable income in 14 years.

The Financial Services Authority (FSA) this week published its long-awaited Mortgage Market Review, which sets out how it thinks banks and building societies should change their approach to approving borrowers.

The economic situation may be pretty bleak but there is a silver lining for those who want to get on the property ladder in 2012.

There are thousands of mortgage deals available, each slightly different from the last. So how do you decide which one suits you best? Here’s a guide to help you work it out.

Mortgage finance is starting to improve for first time buyers with lenders offering small deposit mortgages and better mortgage rates.

Living arrangements in the UK are changing, with extended families now choosing to live together. We look at the pros and cons of having grandparents, parents and children live under one roof.

Although it costs money to switch your home loan, it can be well worth the effort. Here's why.

If mortgage costs rise, thousands of homeowners may be unable to afford repayments. We explain how to prepare for it.

The Government wants banks to offer “mates’ mortgages” so first time buyers can club together to get on the property ladder. But, as our case studies demonstrate, buying a house with friends does have pitfalls.

Stepping through the front door of a dream home might take your breath away but, for many house-hunters, overlooking practicalities can end up costing you a fortune in the long run.