10 ways to borrow money

Piggy bank on top of a mound of coins

In just over a year, the cheapest lenders have cut prices almost 30 times on their most popular loans. Yet with many different ways to borrow you need to consider which type of credit is right for you.

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Savings, energy, mortgage: To fix or not to fix?

Calculator and a paper bill

With the current economic uncertainty showing no sign of ending any time soon, now could be a good time to consider fixing household expenses such as your savings, mortgage and energy tariffs.

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Is it time to ditch your bank account?

A debit card

When it comes to bank accounts, we Brits tend to be exceptionally loyal. But banks are battling for your business by offering incentives. So if you’re thinking about switching, now is the time to do so.

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Beware of tough new rules for late-filed tax returns

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If you’re required to file a tax return, you need to act quickly to meet the 31 January deadline, to avoid triggering a hefty late penalty as new rules come into force.

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Should you pay off debt or start a pension?

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If you have debts and no pension savings, which should you prioritise? We look at both options and evaluate the benefits of certain pension schemes, to help you decide.

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Top New Year money tips for consumers

A fireworks display

With 2012 just around the corner and money matters at the front of many people’s minds, it’s a good time to put your finances in order. Consumer complaints organisation the Financial Ombudsman Service (FOS) has put together these top New Year tips for consumers.

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Government ban rip-off card payment charges

A debit card

Retailers will be banned from imposing rip-off charges on customers when they pay by debit and credit card.

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Save £753 with a New Year financial detox

Piggybank

Christmas has come and gone but many Brits will have little more to show for it but hefty bills. Why not try a New Year financial detox to help with your money woes and come next Christmas you’ll be quids in.

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A Scrooge's guide to a cheap Christmas

Christmas tree decorations

There's only a couple of weeks to go but it's not too late to save on the cost of Christmas. Whether it's cheaper presents you're after, or how to save on Christmas travel, we're here to help.

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HSBC fined £10.5m for mis-selling to pensioners

Ten pound note jigsaw puzzle

High street-bank HSBC has been fined £10.5 million for mis-selling investment products to elderly customers.

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