According to Cancer Research UK, tobacco smoking caused an estimated 101,000 deaths in the UK in 2010, with approximately 43,000 of those being cancer related (which is more than a quarter of all cancer deaths - 27%). Tobacco is claimed to be the single most preventable cause of death in the world.
Making sure you have protection in place in case the worst should happen, could help to leave your loved ones with a lump sum, or perhaps even pay off your mortgage (if you have one). The lump sum payout could be used for lots of different things, such as;
- Education costs for any children you might have
- Paying off a mortgage or large debt
- A financial gift for loved ones
- Funeral expenses
- A legacy donation to a charity
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