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Life insurance providers

Looking for a life insurance policy that gives you peace of mind? With Confused.com you can find the right cover for your needs. We search many providers to find the best life insurance deals. Here’s a bit more about each provider:

 
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Friends life

Friends life

  • Terminal Illness cover
  • Critical Illness cover for children (where life and critical illness is selected)
  • Free accidental death benefit during application assessment
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Life Insurance

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Life insurance

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Critical illness cover

Provides you with a lump sum if you are diagnosed with a defined critical illness such as some types of cancer or a stroke, during the policy term.


Decreasing term

With these policies, the level of cover reduces over the length of the policy, similar to and often in line with the way a repayment mortgage decreases.


Estate

This is a collection of all your assets, so your house, car, savings & investments etc.


Guaranteed premium

These premiums are fixed and guaranteed not to change during the policy term, unless you alter the cover.


Joint life

These policies can cover you and another person, paying out only once following a claim and then ending.


Level term assurance

the amount you are covered for is fixed when you start paying your premiums and it stays the same throughout the term. A guaranteed lump sum will be paid if you die during the policy term.


Premium

Your premium is the amount you agree to pay a life insurance provider on a regular basis, in return for cover.


Terminal illness cover

Policies that provide this type of cover may pay out upon diagnosis of a terminal illness.


Trust

A legally acknowledged arrangement to pass on your assets when you die.


Term

How long the policy lasts for, i.e. 5-40 years.


Waiver of premium

In the event that you are unable to work through ill health; payments will be made on your behalf until the end of your policy term, a specified age or until you are able to return to work. This is often offered as an additional extra.