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Elderly life insurance

Search for elderly life insurance with Confused.com


  • Life insurance specifically for the elderly
  • Find a policy that guarantees acceptance - even without a medical
  • Affordable monthly payments 


What is elderly life insurance?

Elderly life insurance pays out a lump sum upon death of the policy holder.  You decide how much you want to pay, starting from £10 a month, there's no medical or health questions and it's a simple application process.  What's more, as long as you're eligible you're guaranteed to be accepted

Typically the more you decide to pay each month, the higher the lump sum that could be paid out if a claim is made.  It really is never too late to plan for the future, whether that future is more of a legacy by what you leave behind, or by helping your loved ones take care of your funeral costs, which can be very steep these days.

What could elderly life insurance cover?

That's up to you to decide, you could let your family know your intentions for how you want it spent, or if you want to make sure that your wishes are carried out, perhaps consider putting it into your will.

  • The lump sum could be put towards funeral costs
  • You could leave a financial gift to the people most important to you
  • It could be put towards paying off some debt
  • If you have grandchildren or great-grandchildren, you could put it in trust towards their education costs

Whatever you decide, be sure to make your wishes known to either your family or your solicitor so that the choices you make on distributing or spending your policy, will be carried out.

There's still time to get a quote

With the UK's population ageing, more and more people are living into their 80s and 90s.  The images below are taken from the Office for National Statistics and show the amount of people who are at the state pension age and older in the UK in 1992 compared to 2013. 

Population aged state pension age and over.

The UK population in 2013 over the state pension age
Source: Office for National Statistics licensed under the Open Government Licence v.1.0

According to the source, they have predicted that more and more people will be living past state pension age as time goes by, illustrating the point that it's never too late.

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Looking for a different type of life insurance?

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Find a life insurance policy catering to the elderly

In less than 10 simple questions, find out if you're eligible for elderly life insurance with Confused.com. 

You select how much you're willing to pay each month, starting from £10, and after completing the rest of the questions, you can find out how much would be paid out in the event of a claim. In a matter of minutes, we'll find a jargon free quote that caters for the elderly.

Confused Life is arranged and administered by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire WD6 2XX. Registered in England and Wales No 2467691.

The scenic route to a longer life

This infographic shows certain widely accepted paths to good health and a longer life. But if quitting smoking, eating a balanced diet, and maintaining a healthy weight aren't your thing, what's an aspiring centenarian to do?

life ifographic teaser

Get an over 50s life insurance quote

Retrieve over 50s

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