Travel Insurance Buyers' Guide Part 7: Travel Insurance FAQ

• Guides
• Published: 11 Oct 2008 in Travel and Travel Insurance

Travel Insurance FAQ

What type of cover is best?

If you only make one or two trips abroad each year, buying single-trip cover each time may be the cheapest option. However, a growing number of people are opting for the cost savings and convenience of annual travel insurance. If you travel more than a couple of times a year, then annual cover is definitely worth considering. For more information, see the Comparing Travel Insurance page.

What is an excess?

An excess is the first part of any claim that an insured person has to pay. This differs from insurer to insurer - check out the info on our quote pages.

Do annual policies cover travel within the UK?

Yes, most annual policies offer cover within the UK. It's worth checking to see exactly what's covered.

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If I take my golf clubs with me, how much are they insured for?

Cover is not normally provided for golf clubs; you need to arrange separate cover for your golf clubs if you're planning to take them with you.

When does cancellation cover commence?

If your policy includes it, cancellation cover applies as soon as you buy the policy. It ends on your departure.

Is there a limit to the number of days I can be abroad on an annual policy?

Annual multi-trip policies limit the number of days you can spend abroad during any one trip. Some also limit the maximum total number of days you can spend abroad, so it's worth checking before you buy.

Do annual policies cover ski and snowboarding trips?

Some annual travel insurance policies include ski and snowboard cover, but you are usually limited to a maximum number of days each year.

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Can I ski and snowboard off-piste?

Usually yes, so long as you are accompanied by a qualified guide or instructor.

Do annual policies cover travel within the UK?

Yes, most annual policies offer cover within the UK providing your trip is for one or more nights in pre-booked accommodation.

 

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