Winter Sports Insurance – Best Buys

• Featured Articles
• Published: 04 Jan 2010 in Travel and Travel Insurance

Are you off to the slopes this winter? Then you’ll want to know where to go to get your winter sports insurance. These trips can be quite expensive, so the last thing you want is to be paying a fortune for cover – much better to have money left over for the après-ski!

So let’s see how Confused.com rate up against the well-known, high-street travel operators, shall we? And we’re taking the following types of cover into consideration: medical expenses, cancellation, baggage, ski equipment, ski hire, ski pack, piste closure, avalanche, and ski pass.

So without further ado, those prices in full, accurate as at January 4^th 2010:

Single Trip

Biggest Saving

Journey Type	1 Adult between 18-54 travelling to Europe for 1 week	Family of 4 travelling to Europe for 1 week	Family of 4 travelling to USA for 2 weeks
Confused Price	£14.94	£25.00	£56.55
Thomas Cook Traveller	£45.65	£91.32	£255.73
Trail Finders Price	£38.00	£95.00	£240.00
First Choice	£37.98	£51.99	£61.99
STA Blue Premier	£41.00	£123.00	£384.00
Going Places	£45.65	£91.32	£255.73
Thomson	£37.98	£51.99	£61.99
Biggest Saving	£26.00	£98.00	£327.45

Annual Trip

Journey Type	1 Adult between 18-54 travelling to Europe	Family of 4 travelling to Europe	Family of 4 travelling to USA
Confused Price	£33.29	£52.07	£67.05
Thomas Cook Traveller	£75.48	£113.23	£196.28
Trail Finders Price	£113.00	£175.00	£175.00
First Choice	N/A*	N/A*	N/A*
STA Blue Premier	£82.00	£246.00	£360.00
Going Places	£75.48	£113.23	£196.28
Thomson	N/A*	N/A*	N/A*
Biggest Saving	£79.71	£193.93	£292.95

* No Annual policy Offered

Details of Quotes through Confused.com, accurate as January 4th 2010

Single Trip

1 Adult between 18-54 travelling to Europe for 1 week:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Family of 4 travelling to Europe for 1 week:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Family of 4 travelling to the USA for 2 weeks:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Annual Trip

1 Adult between 18-54 travelling to Europe:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Family of 4 travelling to Europe:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Family of 4 travelling to the USA:

• Provided by - OUL Classic
• Key Policy Benefits - Medical Expenses £5,000,000 Cancellation £3000, Baggage £2000, excess £65
• Winter Sports Benefits - Ski Equipment £500, Ski Hire £250, Ski Pack £400, Piste Closure £500, Avalanche £500, Ski Pass £400.

Key Policy Benefits through other travel operators

Thomas Cook Traveller accurate as of January 4^th 2010 and are available on their website.
Medical Expenses £5,000,000 Cancellation £5,000, Baggage £1500, Excess £75
Ski Equipment £750 (£500 for Hired), Ski Hire £500, Ski Pack £600, Lift Pass £300.

Trailfinders prices are accurate as of January 4^th 2010 and can be found on their website.
Medical Expenses £5,000,000 Cancellation £5000, Baggage £2000.
Ski Equipment up to £350, Ski Hire £200, Ski Pack £300, Piste Closure £200, Avalanche £150.

STA Travel prices are accurate as of a January 4^th 2010 and can be found on their website.
Medical Expenses £10,000,000 Cancellation £2000, Baggage £1500.
Ski Equipment £500, Hired Ski Equipment £300, Ski Hire £300, Ski Pass (pack) £300, Piste Closure £300, Avalanche £300

Thomson prices are accurate as of a January 4^th 2010 and can be found on their website
Medical Expenses £5,000,000 Cancellation £3000, Baggage £1500. Excess £75
Ski Equipment £500, Ski Hire £150, Ski Pack £250, Piste Closure £300, Avalanche £100

Going Places prices are accurate as of a January 4^th 2010 and can be found on their website via Thomas Cook
Medical Expenses £5,000,000 Cancellation £5,000, Baggage £1500, Excess £75
Ski Equipment £750 (£500 for Hired), Ski Hire £500, Ski Pack £600, Lift Pass £300.

First Choice prices are accurate as of a January 4^th 2010 and can be found on their website.
Medical Expenses £5,000,000 Cancellation £3000, Baggage £1500. Excess £75
Ski Equipment £500, Ski Hire £150, Ski Pack £250, Piste Closure £300, Avalanche £100

Further reading:
Finding yourself without winter sports cover may be snow joke
Canny winter sports tips for beginners and experts alike!
How to choose a winter sports resort
Your Handy Travel Checklist
Falling Ill Whilst Travelling – Your Medical Survival Guide
Know Your Policy: Travel Insurance Exclusions