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Top 50 confusing things in life

Why Cheryl Cole is still with husband Ashley is more confusing to millions of Britons than complicated credit card interest rates, a recent study has revealed.

The X-Factor judge's decision to forgive her cheating football star hubby made fourth place in a list of life's 50 most confusing things.

Credit card interest rates were voted into fifth place. Foreign call centres topped the table, followed by 'algebra' and 'what women see in Russell Brand'.

Girls Aloud beauty, Cheryl revealed this week in a magazine interview she no longer trusts the Chelsea and England defender who had a one-night stand with a blonde hairdresser.

Her devotion to love-rat Ashley is deemed even more confusing than the laws of cricket and insurance policies, according to a list compiled by Confused.com which polled 4,979 people between the ages of 16 and 65 living across the UK.

Meanwhile, the research also found that people are also confused about buying a house, politics, football's offside rule and religion.

Also making the top 50 was converting currency, languages, filling out insurance forms and setting up wireless networks.

Men were deemed more confusing than women with almost 17 per cent of people voting for blokes and almost 12 per cent naming ladies as the more confusing sex.

Social networking site Twitter also made the list as did Stephen Hawking's theories, Kerry Katona, poker and predictive text.

Reading a train timetable, the infamous Magic Roundabout in Swindon, London's tube network and fax machines also appeared.

Life’s 50 biggest confusions

1. Foreign call centres

2. Algebra

3. What women see in Russell Brand

4. Why Cheryl Cole is still with Ashley

5. Credit card interest rates

6. Buying a house

7. Politics

8. The laws of cricket

9. Insurance policies

10. Loan interest rates

11. Football's offside rule

12. Religion

13. Converting currency

14. Languages

15. Filling out insurance forms

16. Setting up wireless networks

17. Men

18. Stephen Hawking's theories

19. Figuring out nutritional information on food labels

20. Kerry Katona

21. All the different lottery draws

22. Fixing printers

23. Predictive text

24. Poker

25. Twitter

26. Small print

27. Automated phone systems

28. Why and how Stonehenge was built

29. Women

30. Donnie Darko

31. Filling out passport forms

32. Reverse parallel parking

33. Clocks going back / forward

34. Packaging on kids toys

35. Crop Circles

36. Computers

37. Birmingham's Spaghetti Junction

38. Train fares

39. Fruit machines

40. People who crack their knuckles

41. Reading a map

42. Re-tuning the TV

43. The M25

44. Train timetables

45. Setting an alarm on a cooker/oven

46. In the Night Garden

47. Reading a train timetable

48. Magic Roundabout in Swindon

49. The tube

50. Fax machines

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