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Travel Credit Cards - Compare Cards To Use Abroad - Confused.com

Unfortunately, most debit and credit cards charge additional fees when used abroad. These could include foreign loading fees which are supposed to cover exchange rates or one-off fees to cover “administration” costs. When you're on holiday you can avoid these hidden charges by getting a credit card that doesn't have these foreign usage fees. The cards below all offer lower or even no fees when using your card abroad.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Actions
Travel cards

M&S Credit Card

M&S Bank M&S Credit Card Logo

12 months of 0.0% interest on transfers

2.90% fee

15 months 0% interest on purchases

No rewards

16.9% APR

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Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 16.9% (variable) annual.
Earn M&S points every time you shop with your card

Lloyds Bank Premier Avios Rewards Credit Card

Lloyds Bank Lloyds Bank Premier Avios Rewards Credit Card Logo

13 months of 0.0% interest on transfers

3.00% fee

13 months 0% interest on purchases

No rewards

50.8% APR

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Representative Example: Representative 50.8% APR variable. Based on £140 annual fee, assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Saga Platinum

Saga Saga Platinum Logo

9 months of 0.0% interest on transfers

3.00% fee

9 months 0% interest on purchases

No rewards

11.9% APR

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Representative Example: Representative 11.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 11.9% (variable) annual.
Available to customers over 50. No fee when spending abroad

Post Office

Post Office Ltd Post Office Logo

18 months of 0.0% interest on transfers

2.98% fee

3 months 0% interest on purchases

No rewards

17.8% APR

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Representative Example: Representative 17.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.8% (variable) annual.
0% commission on purchases overseas plus no cash advance fee on travel money

aqua Classic 29.7%

aqua Classic 29.7% Logo

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

35.9% APR

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Representative Example: Representative 35.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 35.9% (variable) annual.
You could get an initial credit limit of £100 - £1600 and a possible increase after 4 months
 

Your guide to credit cards

  • Are there alternatives to a travel credit card?
  • Which providers offer travel cards?
  • Which is the best travel card?
  • What is a travel credit card?

Credit cards terms

  • Foreign usage fee
  • Withdrawal limit
  • Purchases
  • Cash advance
  • Credit limit