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Sainsbury's credit cards

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Sainsbury’s Finance are part of the Lloyds Banking Group and started trading in 1997. They offer several financial products including credit cards, personal loans and savings accounts.

There are several Sainsbury’s credit cards available, and you can earn rewards points as you spend, benefit from great rates on balance transfers and a low rate APR. You can find some of Sainsbury’s best deals exclusively online.

For more information, you can view our page about the history of Sainsbury's Credit Cards

Table Headings

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Sainsbury's Cashback Low Rate Credit Card
0 months
7.8% interest 0.00% 0 months
7.8% interest

cashback

 7.8%
APR
Apply
Card info Card rating

Earn 5% cashback up to £50 per month on Sainsbury's shopping for the first 3 months

Representative example: If you spend £1,200 at an annual interest rate of 7.84% (variable) your Representative APR will be 7.8% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Sainsbury's Cashback Credit Card
15 months
0.0% interest 3.00% 6 months
0.0% interest

cashback

 17.9%
APR
Apply
Card info Card rating

Earn 5% cashback up to £50 per month on Sainsbury's shopping for the first 3 months

Representative example: If you spend £1,200 at a purchase rate of 17.95% (variable) your Representative APR will be 17.9% (variable)

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Sainsbury's Nectar
15 months
0.0% interest 3.00% 6 months
0.0% interest

Nectar points

 17.9%
APR
Apply
Card info Card rating

Collect 10 points per £1 on Sainsbury's shopping for the first 3 months

Representative example: If you spend £1,200 at a purchase rate of 17.95% (variable) your Representative APR will be 17.9% (variable)

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Sainsbury’s Nectar Low Rate
0 months
7.8% interest 0.00% 0 months
7.8% interest

Nectar points

 7.8%
APR
Apply
Card info Card rating

One low rate on transfers & purchases, plus earn Nectar points

Representative example: If you spend £1,200 at an annual interest rate of 7.84% (variable) your Representative APR will be 7.8% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
  Sainsbury's Nectar Credit Card Ex/C
15 months
0.0% interest 3.00% 6 months
0.0% interest 17.9%
APR
Not currently available
through Confused.com
Card info

Representative example: If you spend £1,200 at a purchase rate of 17.9% (variable) your Representative APR will be 17.9% (variable)

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help
  Sainsbury's Nectar Low Rate Credit Card
no 0% intro
7.8% interest 0.00% no 0% intro
no 0% intro 7.8%
APR
Not currently available
through Confused.com
Card info

Representative example: If you spend £1,200 at an annual interest rate of 7.84% (variable) your Representative APR will be 7.8% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help
  Sainsbury's Nectar Low Rate Credit Card Ex/C
no 0% intro
7.8% interest 0.00% no 0% intro
no 0% intro 7.8%
APR
Not currently available
through Confused.com
Card info

Representative example: If you spend £1,200 at an annual interest rate of 7.84% (variable) your Representative APR will be 7.8% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help
  Sainsbury's Cashback Low Rate Credit Card
no 0% intro
7.8% interest 3.00% no 0% intro
no 0% intro 7.8%
APR
Not currently available
through Confused.com
Card info

Representative example: If you spend £1,200 at an annual interest rate of 7.84% (variable) your Representative APR will be 7.8% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

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