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Sainsbury's credit cards

Sainsbury's Bank have been offering a range of financial products and rewards to Sainsbury's shoppers since 1997, when they were the first supermarket bank to open in Britain. They offer several financial products including credit cards, personal loans and savings accounts. There are several Sainsbury’s credit cards available, and you can earn rewards points as you spend, benefit from great rates on balance transfers and a low rate APR.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Sainsbury's

Nectar Balance Transfer Credit Card

Sainsbury's Bank Nectar Balance Transfer Credit Card Logo

33 months of 0.0% interest on transfers

2.89% fee

6 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Benefit from a long interest free period on balance transfers and earn Nectar points as you spend

Sainsbury's Nectar Credit Card

Sainsbury's Bank Sainsbury's Nectar Credit Card Logo

18 months of 0.0% interest on transfers

3.00% fee

18 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Collect double Nectar points on your Sainsbury's shopping

Sainsbury's Nectar Low Fee

Sainsbury's Bank Sainsbury's Nectar Low Fee Logo

12 months of 0.0% interest on transfers

0.50% fee

12 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Benefit from a low balance transfer fee, plus earn Nectar points as you spend

Sainsbury's Nectar Low Rate

Sainsbury's Bank Sainsbury's Nectar Low Rate Logo

No 0% intro on transfers

N/A fee

No 0% intro

Nectar points

6.9% APR

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Representative Example: Representative 6.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 6.95% (variable) annual.
One low rate on transfers & purchases, plus earn Nectar points
 

Your guide to credit cards

  • What are Nectar points?
  • Do you earn points only when you shop at Sainsbury's?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Purchases
  • Purchase introductory rate
  • Representative APR