Virgin Credit Card

Details at a glance..

Photo of the Virgin Money credit card

0% on balance transfers for 14 months
0.0% on new purchases for 3 months
16.6% Standard APR
2.98 Balance Transfer fee

Introductory Rates

	Rate	Period
Balance Transfer	0%	for 14 months
New Card Purchases	0.0%	for 3 months
Cash Advances	27.9%	no intro

Cashback and Loyalty Rewards

	Details
Air Miles	No
Shopping Rewards	Yes

Repayment Conditions

	Details
Minimum Repayment Percentage	1%
Minimum Repayment Amount	£25.00
Maximum Credit Limit	none
Allocation of Payments	Cash Withdrawls Balance Transfers Purchases Fees
Interest Free Period	50 days

Fees and Charges

Fee Type	Details
Cash Advance (UK)	3% minimum £3.00
Cash Advance (International)	5.99% minimum £2.99
Balance Transfer Fee	298%
Replacement Card Charge	none
Late Payment Charge	£12.00

Insurance and protection

Insurance Type	Details
Free Payment Protection	No
Free Purchase Protection	Yes
Free Price Protection	No
Internet Fraud Guarantee	No
Refund Protection	No

Confused.com Community – hints, tips & money-saving ideas

News

25/05/10 - ONS Revises GDP Estimate To 0.3%

24/05/10 - Axe falls on Child Trust Funds

21/05/10 - History For Home Information Packs

21/05/10 - Children Earn £426m A Year At Work

19/05/10 - Don’t be Scared to Switch Banks

Guides

Your Top ISA questions answered

Confused.com’s Guide to Life Insurance: Does smoking affect my premium?

Life Insurance: Which is best for me – an individual or joint life policy?

A Confused.com guide to income protection

Confused.com’s Guide to Keeping Your Life Insurance Up To Date

Featured Articles

How much does Wayne Rooney pay on his home insurance?

Are we facing pensions meltdown?

Meeting The Neighbours

Can your Granny save you money?

Build Your Perfect World Cup Den