Sainsbury’s Nectar Credit Card

Details at a glance..
Photo of the Sainsburys Finance credit card
  • 12.9% Standard APR
  • 0.00 Balance Transfer fee

Introductory Rates

Balance Transfer 12.9%
New Card Purchases 12.9%
Cash Advances 24.9% no intro

Cashback and Loyalty Rewards

Air Miles No
Shopping Rewards No

Repayment Conditions

Minimum Repayment Percentage 2.25%
Minimum Repayment Amount £5.00
Maximum Credit Limit none
Allocation of Payments
  1. Fees
  2. Purchases
  3. Balance Transfers
  4. Cash Withdrawls
Interest Free Period 49 days

Fees and Charges

Cash Advance (UK) 3% minimum £3.00
Cash Advance (International) 5.75% minimum £2.75
Replacement Card Charge none
Late Payment Charge £12.00

Insurance and protection

Free Payment Protection No
Free Purchase Protection No
Free Price Protection No
Internet Fraud Guarantee No
Refund Protection No