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Money transfer credit cards

If you’re looking to make a big purchase, or simply pay off an overdraft or existing debt, then this could be the option for you. Money transfer credit cards allow you to transfer cash straight into your current account. Some providers offer 0% interest on transfers for an agreed period of time, but it’s worth remembering that most cards charge a transfer fee (usually about 4%).


Take a look at our selection below for more information.

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Provider Money transfer intro period & rate
Money Transfer
fee
Purchases intro period & rate
Representative APR
Likelihood of acceptance
Actions
Virgin Money

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

36 months of 0% interest on transfers

4% fee

6 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% on balance transfers for 3 years, plus transfer money into your current account and pay 0% for 3 years, 4% handling fee
Virgin Money

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

34 months of 0% interest on transfers

4% fee

6 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% on balance transfers for 34 months, plus transfer money into your current account and pay 0% for 34 months, 4% handling fee
Virgin Money

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

32 months of 0% interest on transfers

4% fee

6 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual
0% on balance transfers for 32 months, plus transfer money into your current account and pay 0% for 32 months, 4% handling fee
Virgin Money

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

26 months of 0% interest on transfers

4% fee

6 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual
0% on balance transfers for 26 months, plus transfer money into your current account and pay 0% for 26 months, 4% handling fee
Virgin Money

Virgin Money All Round Credit Card

Virgin Money Virgin Money All Round Credit Card Image

24 months of 0% interest on transfers

1.9% fee

24 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% interest for 2 years on purchases, plus 0% for 2 years on balance & money transfers, handling fees apply
Fluid

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

24 months of 0% interest on transfers

3.99% fee

No 0% intro

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from 33 months at 0% on balance transfers, plus 24 months 0% on money transfers (handling fees apply)
MBNA

MBNA Platinum Credit Card

MBNA MBNA Platinum Credit Card Image

20 months of 0% interest on transfers

4% fee

No 0% intro

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay 0% for 36 months (2.48% fee), transfer money into your current account and pay 0% for 20 months (4% fee)
Fluid

Fluid Everyday Card

fluid Fluid Everyday Card Image

20 months of 0% interest on transfers

4% fee

20 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% interest for 20 months on purchases, balance & money transfers, handling fees apply
Fluid

Fluid Balance Transfer

fluid Fluid Balance Transfer Image

20 months of 0% interest on transfers

4% fee

No 0% intro

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your existing balance and pay 0% for 3 years, transfer money into your current account and pay 0% for 20 months, plus check you're eligible before you apply
MBNA

MBNA Everyday Credit Card

MB' Ltd  MBNA Everyday Credit Card Image

20 months of 0% interest on transfers

4% fee

20 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% interest for 20 months on purchases, balance & money transfers, handling fees apply
Virgin Money

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

18 months of 0% interest on transfers

4% fee

6 months 0% interest on purchases

18.9% APR

Can I get this card?

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% on balance transfers for 18 months, plus transfer money into your current account and pay 0% for 18 months, 4% handling fee

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

 

Your guide to credit cards

  • Which card providers offer money transfers?
  • Things to consider before getting a money transfer card
  • How does it differ to cash withdrawals and balance transfers?
  • What is a money transfer credit card?

Credit cards terms

  • Cash advance rate and fees
  • Credit limit
  • Withdrawal limit