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Luma credit cards

Luma specialises in credit cards for people with bad credit, even if you've had CCJs or defaults in the past. You could get a card with a limit up to £1,500 that could help you build your credit rating.

Provider Purchases intro period & rate Representative APR Likelihood of acceptance Actions

Luma Credit Card

Luma  Luma Credit Card Logo

No 0% intro

35.9% APR

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Representative Example: Representative 35.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 35.94% (variable) annual.
Can help build your credit- you could get a credit limit up to £1500

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