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Luma credit cards

Luma specialises in credit cards for people with bad credit, even if you've had CCJs or defaults in the past. You could get a card with a limit up to £1,500 that could help you build your credit rating.

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Provider Balance transfer intro period & rate
Purchases intro period & rate
Representative APR
Likelihood of acceptance

Luma Credit Card

Luma  Luma Credit Card Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

35.9% APR

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Representative Example: Representative 35.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 35.94% (variable) annual.
Can help build your credit - you could be offered a credit limit of up to £1,500 Limited, trading as, is a credit broker for the consumer credit products listed on our credit card pages. provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.


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