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Low fee balance transfer credit cards

Want to transfer your existing balance without paying high balance transfer fees? The cards below all have great introductory rates or low lifetime interest rates on existing balances, as well as a balance transfer fee of 2% or less, helping you save even more.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Low fee balance transfers

Santander Low Balance Transfer Fee

Santander Santander Low Balance Transfer Fee Logo

17 months of 0.0% interest on transfers

0.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 17 months

Nationwide Select Low Fee BT

Nationwide Nationwide Select Low Fee BT Logo

15 months of 0.0% interest on transfers

0.55% fee

15 months 0% interest on purchases

0.5% unlimited cashback

15.9% APR

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Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.
Available to new & existing Flex account holders. Plus 0.5% unlimited cashback.

Nationwide Low Fee BT

'tionwide Building Society Nationwide Low Fee BT Logo

15 months of 0.0% interest on transfers

0.65% fee

3 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
Build up a commission free foreign allowance with Rewards for Abroad

Lloyds Bank Platinum

Lloyds Bank Lloyds Bank Platinum Logo

15 months of 0.0% interest on transfers

0.70% fee

6 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Balance transfer fee refund offer- reduces 3% fee to a low 0.7%

Bank of Scotland Low Fee

Bank of Scotland Low Fee Logo

15 months of 0.0% interest on transfers

0.70% fee

6 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Halifax All in One

Halifax Halifax All in One Logo

15 months of 0.0% interest on transfers

0.80% fee

15 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR is dependent on your personal circumstances***

Halifax All in One Card Credit Card

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15 months of 0.0% interest on transfers

0.80% fee

15 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

TSB Platinum Balance Transfer Card

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15 months of 0.0% interest on transfers

0.80% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Lloyds Bank Credit Card

Lloyds Bank Lloyds Bank Credit Card Logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
Balance Transfer fee refund - refunds part of a 3% fee so overall a 1% fee is payable

Bank of Scotland Platinum Purchase

Bank of Scotland Platinum Purchase Logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

TSB Platinum Purchase Card

placeholder card logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.

Co-Operative Clear Visa Card

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12 months of 2.9% interest on transfers

0.00% fee

No 0% intro

No rewards

11.9% APR

Representative Example: Representative 11.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 11.9% (variable) annual.

fluid Low Fee

fluid fluid Low Fee Logo

12 months of 0.0% interest on transfers

0.50% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Benefit from a low handling fee of only 0.5% when you transfer your balance

Sainsbury's Nectar Low Fee

Sainsbury's Bank Sainsbury's Nectar Low Fee Logo

12 months of 0.0% interest on transfers

0.50% fee

12 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.
Benefit from a low balance transfer fee, plus earn Nectar points as you spend

Tesco Clubcard Credit Card with Low BT Fee

Tesco Bank Tesco Clubcard Credit Card with Low BT Fee Logo

12 months of 0.0% interest on transfers

0.65% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.941% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Co-Operative Think Credit Card

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6 months of 3.9% interest on transfers

0.00% fee

3 months 0% interest on purchases

No rewards

12.9% APR

Representative Example: Representative 12.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 12.9% (variable) annual.

Barclaycard Platinum 6 Months

Barclaycard Platinum 6 Months Logo

6 months of 0.0% interest on transfers

0.00% fee

No 0% intro

No rewards

19.9% APR

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Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
Pay no interest on your transferred balance for 6 months plus no transfer fee

Bank of Scotland Classic Card

placeholder card logo

6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

25.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.9% (variable) annual.

Lloyds Bank Classic Card

placeholder card logo

6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

25.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.95% (variable) annual.

TSB Classic Card

placeholder card logo

6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

23.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.95% (variable) annual.

Danske Mastercard

placeholder card logo

5 months of 0.0% interest on transfers

0.00% fee

5 months 0% interest on purchases

No rewards

22.9% APR

Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Danske Bank Standard Visa Credit Card

placeholder card logo

5 months of 0.0% interest on transfers

0.00% fee

5 months 0% interest on purchases

No rewards

22.9% APR

Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Tesco Clubcard Credit Card with Low APR

Tesco Bank Tesco Clubcard Credit Card with Low APR Logo

3 months of 0.0% interest on transfers

0.00% fee

3 months 0% interest on purchases

No rewards

7.8% APR

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Representative Example: Representative 7.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 7.84% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)
 

Your guide to credit cards

  • Which providers offer low fee balance transfer cards?
  • Can everyone get a low fee balance transfer card?
  • Why get a low fee balance transfer card?
  • Which is the best card?
  • What types of balance transfer cards are there?
  • What is a low fee balance transfer credit card?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period