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Low fee balance transfer credit cards

Want to transfer your existing balance without paying high balance transfer fees? The cards below all have great introductory rates or low lifetime interest rates on existing balances, as well as a balance transfer fee of 2% or less, helping you save even more.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Low fee balance transfers

Bank of Scotland Platinum

Bank of Scotland Platinum Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Barclaycard Platinum Balance Transfer 25m

Barclaycard Platinum Balance Transfer 25m Image

25 months of 0.0% interest on transfers

1.50% fee

6 months 0% interest on purchases

No rewards

19.9% APR

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Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 19.9% (variable) annual.
Pay no interest on your transferred balance for 25 months plus your fee reduced from 2% to 1.5%

Halifax All in One Credit Card

placeholder card image

19 months of 0.0% interest on transfers

2.00% fee

16 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.95% (variable) annual.

Halifax All in One

Halifax Halifax All in One Image

19 months of 0.0% interest on transfers

2.00% fee

16 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Benefit from 0% interest for up to the first 19 months on balances transferred within the first 90 days after your account is opened

Santander Low Balance Transfer Fee

Santander Santander Low Balance Transfer Fee Image

17 months of 0.0% interest on transfers

0.90% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Pay no interest on your transferred balance for 17 months

Nationwide Select Low Fee BT

  Nationwide Select Low Fee BT Image

15 months of 0.0% interest on transfers

0.55% fee

15 months 0% interest on purchases

0.5% unlimited cashback

15.9% APR

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Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 15.9% (variable) annual.
Available to new & existing Flex account holders, plus 0.5% unlimited cashback.

Nationwide Low Fee BT

  Nationwide Low Fee BT Image

15 months of 0.0% interest on transfers

0.65% fee

3 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.
Build up a commission free foreign allowance with Rewards for Abroad

TSB Platinum Balance Transfer Card

placeholder card image

15 months of 0.0% interest on transfers

0.80% fee

3 months 0% interest on purchases

No rewards

17.9% APR

Card Matcher is not available for this card
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.95% (variable) annual.

Halifax 15/15

Halifax Halifax 15/15 Image

15 months of 0.0% interest on transfers

0.80% fee

15 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.95% (variable) annual.
Halifax will refund 66.6% of your balance transfer fee, reducing your fee from 3% to a low 0.8%. Minimum balance transfer amount £100

Tesco Bank Clubcard Credit Card with a 0.85% Balance Transfer Fee

Tesco Bank Tesco Bank Clubcard Credit Card with a 0.85% Balance Transfer Fee Image

15 months of 0.0% interest on transfers

0.85% fee

15 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Lloyds Bank Credit Card

Lloyds Bank Lloyds Bank Credit Card Image

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.95% (variable) annual.
Balance Transfer fee refund - refunds part of a 3% fee so overall a 1% fee is payable

Bank of Scotland Platinum Purchase

Bank of Scotland Platinum Purchase Image

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***
 

Your guide to credit cards

  • Which providers offer low fee balance transfer cards?
  • Can everyone get a low fee balance transfer card?
  • Why get a low fee balance transfer card?
  • Which is the best card?
  • What types of balance transfer cards are there?
  • What is a low fee balance transfer credit card?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period