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Low fee balance transfer credit cards

Want to transfer your existing balance without paying high balance transfer fees? The cards below all have great introductory rates or low lifetime interest rates on existing balances, as well as a balance transfer fee of 2% or less, helping you save even more.

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Low fee balance transfers

Post Office Platinum Card

Post Office Money Post Office Platinum Card Image

18 months of 0.0% interest on transfers

0.00% fee

3 months 0% interest on purchases

No rewards

17.8% APR

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Representative Example: Representative 17.8% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.8% (variable) annual.
No fees on any purchases you make abroad, plus transfer your balance and pay 0% for 18 months

Halifax 18/6 Credit card

Halifax Halifax 18/6 Credit card Image

18 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Benefit from 18 months at 0% on balance transfers, plus no handling fee

Tesco Clubcard Credit Card with No Transfer Fee

Tesco Bank Tesco Clubcard Credit Card with No Transfer Fee Image

18 months of 0.0% interest on transfers

0.00% fee

1 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance with no transfer fee, plus earn 1 point for every £4 spend in each purchase transaction (£4 min)

Lloyds Bank Platinum Low Fee

Lloyds Bank Lloyds Bank Platinum Low Fee Image

16 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
No balance transfer fee applies on balances transferred within the first 90 days of opening the account

Bank of Scotland Platinum Low Fee

Bank of Scotland Platinum Low Fee Image

16 months of 0.0% interest on transfers

0.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
0% fee on balance transfers made within the first 90 days

Santander Credit Card

Santander Santander Credit Card Image

15 months of 0.0% interest on transfers

0.00% fee

15 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Benefit from one rate for both transfers and purchases at 0% for up to 15 months, no transfer fee and no annual card fee

Sainsbury's Nectar no balance transfer fee

Sainsbury's Bank Sainsbury's Nectar no balance transfer fee Image

13 months of 0.0% interest on transfers

0.00% fee

13 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Benefit from Sainsbury's Bank's lowest balance transfer fee ever at 0%, plus earn Nectar points as you spend

Danske Bank Standard Mastercard

placeholder card image

5 months of 0.0% interest on transfers

0.00% fee

5 months 0% interest on purchases

No rewards

22.9% APR

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Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 22.9% (variable) annual.

Danske Bank Standard Visa Credit Card

placeholder card image

5 months of 0.0% interest on transfers

0.00% fee

5 months 0% interest on purchases

No rewards

22.9% APR

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Representative Example: Representative 22.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 22.9% (variable) annual.

TSB Platinum Balance Transfer Card 12 Months

TSB TSB Platinum Balance Transfer Card 12 Months Image

12 months of 0.0% interest on transfers

0.25% fee

3 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% PA (variable) annual.

Nationwide Low Fee Balance Transfer

  Nationwide Low Fee Balance Transfer Image

15 months of 0.0% interest on transfers

0.65% fee

3 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.
Transfer your balance within the first 3 months and pay a low handling fee of 0.65%

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

18 months of 0.0% interest on transfers

0.75% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
0% on balance transfers for 18 months, plus transfer money into your current account and pay 0% for 18 months, 4% handling fee

Tesco Bank Clubcard Credit Card with a 0.85% Balance Transfer Fee

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15 months of 0.0% interest on transfers

0.85% fee

15 months 0% interest on purchases

Tesco Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Platinum With Balance Transfer (24 Mths)

placeholder card image

24 months of 0.0% interest on transfers

1.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: Dept. BCR, FREEPOST MID22910, Northampton, NN4 1JP

Bank of Scotland Platinum Balance Transfer 19m

Bank of Scotland Platinum Balance Transfer 19m Image

19 months of 0.0% interest on transfers

1.00% fee

19 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Transfer your balance and pay no interest for 19 months plus your fee refunded from 3% to 1%

Halifax All in One

Halifax Halifax All in One Image

19 months of 0.0% interest on transfers

1.00% fee

19 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Transfer your balance in the first 90 days and benefit from a low transfer fee of 1%, plus 0% on purchases for 19 months

Barclaycard Platinum 24 Months

Barclaycard Platinum 24 Months Image

24 months of 0.0% interest on transfers

1.15% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Balance transfer fee refund offer - a fee of 2% will be applied then reduced to 1.15%

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

26 months of 0.0% interest on transfers

1.25% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual
0% on balance transfers for 26 months, plus transfer money into your current account and pay 0% for 26 months, 4% handling fee

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

 

Your guide to credit cards

  • Can everyone get a low fee balance transfer card?
  • What types of balance transfer cards are there?
  • Which is the best card?
  • Why get a low fee balance transfer card?
  • Which providers offer low fee balance transfer cards?
  • What is a low fee balance transfer credit card?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Balance transfer introductory period