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Low Interest Rate Credit Cards - Compare Low APR Cards - Confused.com

Lots of credit cards offer zero per cent introductory periods, but if you aren’t interested in a short term deal that runs out, then a low rate credit card could be ideal. These cards typically have a lower interest rate than the average credit card so you may not need to keep switching your credit card to make sure you have the best deal.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Actions
Low APR

Lloyds Bank Advance

Lloyds Bank Lloyds Bank Advance Logo

12 months of 4.9% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

11.9% APR

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Representative Example: Representative 11.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 11.95% (variable) annual.
Includes Lloyds Bank ClickSafe for extra protection when you're shopping online

TSB Advance MasterCard

placeholder card logo

12 months of 4.9% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

11.9% APR

Representative Example: Representative 11.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 11.95% (variable) annual.

Tesco Clubcard Credit Card with Low APR

Tesco Bank Tesco Clubcard Credit Card with Low APR Logo

3 months of 0.0% interest on transfers

0.00% fee

3 months 0% interest on purchases

No rewards

7.8% APR

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Representative Example: Representative 7.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 7.84% (variable) annual.
Earn 1 point for every £4 spend in each purchase transaction (£4 min)

Clear Rate Platinum Credit Card

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No 0% intro on transfers

N/A fee

No 0% intro

No rewards

11.1% APR

Representative Example: Representative 11.1% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 6.9% (variable) annual. Postal address: Credit Card Operations, PO Box 5747, Southend-On-Sea, SS91 9AJ

Clear Rate Platinum Credit Card

placeholder card logo

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

11.1% APR

Representative Example: Representative 11.1% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 6.9% (variable) annual. Postal address: 200 Priory Cresent, Southend-on-Sea, SS99 9EE
 

Your guide to credit cards

  • What is a low rate credit card?
  • Can everyone get a credit card with a low rate APR?
  • What should I consider when choosing a low rate card?
  • Which providers offer this type of card?

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Cash advance
  • Purchases
  • Representative APR