Contrary to popular belief, there is no one ‘credit score’ which follows you around. In fact, different companies may give you slightly different scores based on your history.
Your history with credit is used as a basis for companies assessing you on your creditworthiness.
So this’ll cover things like outstanding debts, and your repayment history for credit accounts such as loans, mortgages and mobile phone contracts. Companies also score you more favourably if you’re on the electoral register.