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Cashback credit cards

Earn cashback as you spend with these cards! Some providers offer up to 5% cashback, so if you always pay your bill in full, why not consider getting a cashback card and get rewarded for your spending?

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Cashback cards

Smile Classic

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No 0% intro on transfers

N/A fee

No 0% intro

Cashback

20.9% APR

Card Matcher is not available for this card
Representative Example: Representative 20.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 20.9% (variable) annual.

Bank of Ireland MoneyBack

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6 months of 0.0% interest on transfers

2.98% fee

9 months 0% interest on purchases

Cashback

17.9% APR

Card Matcher is not available for this card
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.

First Trust Option 1

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No 0% intro on transfers

N/A fee

No 0% intro

Cashback

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.44% (variable) annual.

Smile Classic

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No 0% intro on transfers

N/A fee

No 0% intro

Cashback

16.9% APR

Card Matcher is not available for this card
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 16.9% (variable) annual.

MoneyBack Gold Credit Card

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6 months of 0.0% interest on transfers

2.98% fee

9 months 0% interest on purchases

Cashback

17.9% APR

Card Matcher is not available for this card
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.

American Express Platinum Cashback

American Express American Express Platinum Cashback Image

No 0% intro on transfers

N/A fee

No 0% intro

1.25% Cashback

18.7% APR

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Representative Example: Representative 18.7% APR variable. Based on £25 annual fee and assumed borrowing of £1,200. Rate of interest 14% (variable) annual.
Receive 5% cashback- up to £125 in the first 3 months, then 1.25% cashback on virtually every full pound spent.

Co-Operative Members' Cashback Credit Card

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No 0% intro on transfers

N/A fee

No 0% intro

Cashback

15.9% APR

Card Matcher is not available for this card
Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 15.9% (variable) annual.

Santander 123

Santander Santander 123 Image

1 months of 0.0% interest on transfers

3.00% fee

18 months 0% interest on purchases

Up to 3% cashback dependent on spend

16.5% APR

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Representative Example: Representative 16.5% APR variable. Based on £24 annual fee assumed borrowing of £1,200. Rate of interest 12.7% (variable) annual.
Earn 1% cashback at supermarkets, 2% at department stores and 3% on petrol and National Rail and TFL travel (terms & conditions apply)

TrueEarnings Credit Card

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No 0% intro on transfers

N/A fee

6 months 0% interest on purchases

Cashback

19.9% APR

Card Matcher is not available for this card
Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 20% (variable) annual.

Capital One Aspire Elite

Capital One Aspire Elite Image

No 0% intro on transfers

N/A fee

No 0% intro

Up to 2% cashback, dependent on spend

19.9% APR

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Representative Example: Representative 19.9% APR variable. Based on £120 annual fee, assumed borrowing of £12,000. Rate of interest 17.57% (variable) annual.
5% cashback for 3 months then up to 2% thereafter. Benefit from a concierge service

Capital One Classic Extra

Capital One Classic Extra Image

No 0% intro on transfers

N/A fee

No 0% intro

0.5% cashback

34.9% APR

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Representative Example: Representative 34.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 34.94% (variable) annual.
Earn 0.5% cashback rewards on everything you buy

Asda Money Credit Card

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12 months of 0.0% interest on transfers

2.90% fee

6 months 0% interest on purchases

Cashback

14.9% APR

Card Matcher is not available for this card
Representative Example: Representative 14.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 14.9% (variable) annual.

American Express Platinum Cashback Everyday

American Express American Express Platinum Cashback Everyday Image

No 0% intro on transfers

N/A fee

No 0% intro

Up to 1.25% cashback, dependent on spend

19.9% APR

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Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 19.9% (variable) annual.
Receive 5% cashback up to £100 in the first 3 months with no annual fee

aqua Rewards

aqua aqua Rewards Image

No 0% intro on transfers

N/A fee

No 0% intro

0.5% cashback

34.9% APR

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Representative Example: Representative 34.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 34.91% (variable) annual.
Build your credit rating while earning 0.5% cashback on everything you buy

NatWest Cashback Plus

'tWest NatWest Cashback Plus Image

No 0% intro on transfers

N/A fee

No 0% intro

Cashback

17.4% APR

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Representative Example: Representative 17.4% APR variable. Based on £24 annual fee, assumed borrowing of £1,200. Rate of interest 12.9% (variable) annual.
Earn 1% cashback on all supermarket shopping and contactless transactions, plus 0.5% on all other purchases at home and abroad, with at least 1% on shopping at Cashback Plus retailers

RBS Cashback Plus

Royal Bank of Scotland RBS Cashback Plus Image

No 0% intro on transfers

N/A fee

No 0% intro

Cashback

17.4% APR

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Representative Example: Representative 17.4% APR variable. Based on £24 annual fee, assumed borrowing of £1,200. Rate of interest 12.9% (variable) annual.
Earn 1% cashback on all supermarket shopping and contactless transactions, plus 0.5% on all other purchases at home and abroad
 

Your guide to credit cards

  • Cashback credit cards explained: how do they work?
  • Looking for a different type of card?
  • What should I consider when choosing a cashback card?
  • Which providers offer cashback cards?

Credit cards terms

  • Available credit
  • Cashback