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Bank of Scotland credit cards

Bank of Scotland dates back to the 17th century, making it the second oldest bank in the UK. In 2001 the Bank of Scotland merged with Halifax to form HBOS, and has since grown to become the UK’s largest mortgage lender. Bank of Scotland offers a wide range of Mastercard Credit Cards, with a range of different card offerings including great deals on balance transfers and purchases. You can enjoy such benefits as secure online and telephone banking, with added peace of mind from knowing that Bank of Scotland provides standard fraud protection across all its credit cards.

Provider Balance transfer intro period & rate
Purchases intro period & rate
Rewards
Representative APR
Likelihood of acceptance
Actions
Bank of Scotland

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Image

34 months of 0.0% interest on transfers

3.00% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Bank of Scotland's longest ever 0% balance transfer period, plus 6 months at 0% on new purchases

Bank of Scotland Platinum

Bank of Scotland Platinum Image

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Exclusively available online only, Bank of Scotland's longest combined credit card offer on balance transfers and purchases

Bank of Scotland Platinum Balance Transfer 18m

Bank of Scotland Platinum Balance Transfer 18m Image

18 months of 0.0% interest on transfers

1.00% fee

16 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Transfer your balance and pay no interest for 18 months plus your fee refunded to 1%

Bank of Scotland Low Fee

Bank of Scotland Low Fee Image

10 months of 0.0% interest on transfers

0.40% fee

10 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Get your balance transfer fee refunded by 2.6% to benefit from a low fee of 0.40%

Bank of Scotland Platinum Purchase

placeholder card image

6 months of 0.0% interest on transfers

1.00% fee

19 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.

Bank of Scotland Student Credit Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

19.9% APR

Card Matcher is not available for this card
Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £500. Rate of interest 19.95% (variable) annual.

Bank of Scotland Low Rate

Bank of Scotland Low Rate Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

6.4% APR

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Representative Example: Representative 6.4% APR variable. Based on assumed borrowing of £1,200. Rate of interest 6.45% (variable) annual.
Low rate of interest, offer available exclusively online

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Your guide to credit cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Purchase introductory rate