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Bank of Scotland credit cards

Bank of Scotland dates back to the 17th century, making it the second oldest bank in the UK. In 2001 the Bank of Scotland merged with Halifax to form HBOS, and has since grown to become the UK’s largest mortgage lender. Bank of Scotland offers a wide range of Mastercard Credit Cards, with a range of different card offerings including great deals on balance transfers and purchases. You can enjoy such benefits as secure online and telephone banking, with added peace of mind from knowing that Bank of Scotland provides standard fraud protection across all its credit cards.

Provider Balance transfer intro period & rate Purchases intro period & rate Rewards Representative APR Likelihood of acceptance Actions
Bank of Scotland

Bank of Scotland Platinum Balance Transfer

Bank of Scotland Platinum Balance Transfer Logo

32 months of 0.0% interest on transfers

3.50% fee

6 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Bank of Scotland Platinum

Bank of Scotland Platinum Logo

28 months of 0.0% interest on transfers

1.50% fee

12 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Bank of Scotland Low Fee

Bank of Scotland Low Fee Logo

15 months of 0.0% interest on transfers

0.70% fee

6 months 0% interest on purchases

No rewards

17.9% APR

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.95% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Bank of Scotland Platinum Purchase

Bank of Scotland Platinum Purchase Logo

13 months of 0.0% interest on transfers

1.00% fee

13 months 0% interest on purchases

No rewards

17.9% APR

Can I get this card?

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Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
***APR and length of 0% period are dependent on your personal circumstances***

Bank of Scotland Classic Card

placeholder card logo

6 months of 0.0% interest on transfers

1.00% fee

3 months 0% interest on purchases

No rewards

25.9% APR

Representative Example: Representative 23.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 23.9% (variable) annual.

Bank of Scotland Student Credit Card

placeholder card logo

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

19.9% APR

Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £500. Rate of interest 19.9% (variable) annual.
 

Your guide to credit cards

Credit cards terms

  • Balance transfer
  • Balance transfer fee
  • Purchase introductory rate