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Is it worth buying early for Christmas?

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How purchasing your goods early could affect your ability to get a refund.

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Christmas shopping: Take these precautions

Keyboard

Follow these tips to ensure you don't get caught out by online fraudsters.

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Credit cards: How to beat rising rates

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Spending on credit cards has become more expensive since the credit crunch began. Here’s how to cut your interest bills. 

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How should you fund your home improvements?

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Homeowners who have recently moved into a new property may be planning do-it-yourself jobs or large-scale renovations, but they need to think carefully about how they’re going to finance those home improvements.

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Your credit limit explained

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Ever had your credit card limit raised or decreased without any explanation? It happens more often than you might think, so here’s a quick guide to how your credit limit is calculated, and what your rights are when it changes.

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How to fix a mistake on your credit file

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Iron out any errors on your credit file with the help of our quick and easy guide...

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Don’t get caught by these credit-card traps

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Lenders have a range of tricks designed to make us pay more for our borrowing. Here’s how to avoid them

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How does your credit profile compare?

Credit risk map

Ever wanted to know how your credit profile compares to those in other parts of the country? Well now you can.

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How to beat the balance transfer card dearth

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A few years ago the credit card merry-go-round really hit its peak. So-called ‘rate tarts’ could switch their debts from one 0 per cent balance transfer deal to another, never incurring any interest and never having any real motivation to repay their debts.

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How to save money abroad: Credit cards vs debit cards

Money

Last year was billed the year of the ‘staycation’ as cash-strapped Brits decided to holiday closer to home. But a combination of 2009’s dreary summer and this year’s freezing winter has led many of us to seek sunnier climes in 2010.

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