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Is it worth buying early for Christmas?

A christmas tree paper collage

How purchasing your goods early could affect your ability to get a refund.

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Credit cards: How to beat rising rates

Handing over a payment card

Spending on credit cards has become more expensive since the credit crunch began. Here’s how to cut your interest bills. 

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Your credit limit explained

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Ever had your credit card limit raised or decreased without any explanation? It happens more often than you might think, so here’s a quick guide to how your credit limit is calculated, and what your rights are when it changes.

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How to fix a mistake on your credit file

Frustrated customer

Iron out any errors on your credit file with the help of our quick and easy guide...

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Don’t get caught by these credit-card traps

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Lenders have a range of tricks designed to make us pay more for our borrowing. Here’s how to avoid them

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How does your credit profile compare?

Credit risk map

Ever wanted to know how your credit profile compares to those in other parts of the country? Well now you can.

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How to beat the balance transfer card dearth

Macro shot of red credit card

A few years ago the credit card merry-go-round really hit its peak. So-called ‘rate tarts’ could switch their debts from one 0 per cent balance transfer deal to another, never incurring any interest and never having any real motivation to repay their debts.

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How to save money abroad: Credit cards vs debit cards


Last year was billed the year of the ‘staycation’ as cash-strapped Brits decided to holiday closer to home. But a combination of 2009’s dreary summer and this year’s freezing winter has led many of us to seek sunnier climes in 2010.

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How to get a credit card with an imperfect credit history

Credit cards

As anyone applying for a credit card will testify, it is more important than ever to have a good credit score in the current tough economic climate.

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How to get something for nothing with rewards cards

restaurant bill being paid by credit card

Most of us wouldn’t want to look a gift horse in the mouth, but if you are not taking advantage of a rewards or cashback credit card you could be missing out on free cash, vouchers or other treats.

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Compare credit cards

Compare cards for anything from balance transfers to credit cards for people with bad credit.

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