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aqua credit cards

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The aqua credit card was launched in 2002, specialising in providing credit for people who have had problems obtaining credit in the past due to a poor credit history, self-employment, low income or many other reasons.

With aqua, you can build your credit while enjoying such benefits as a Mastercard with no annual fee, a credit limit of up to £1,600 and flexible payment dates.

For more information, you can view our page about the history of aqua Credit Cards

Table Headings

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Now with free aqua Credit Checker aqua Classic - 29.7%
no 0% intro
29.7% interest
3.00% no 0% intro
29.7% interest

no rewards

29.7%
APR
Apply
Card info Card rating

Available to applicants with CCJs or a low income- get a response in 60 seconds

Representative example: If you spend £1,200 at an annual interest rate of 29.73% (variable) your Representative APR will be 29.7% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 3 stars
  • This credit card has a 3 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Now with free aqua Credit Checker aqua Advance
no 0% intro
34.9% interest
3.00% no 0% intro
34.9% interest

no rewards

34.9%
APR
Apply
Card info Card rating

Can help build your credit - repay on time and your rate could reduce to 19.9% APR

Representative example: If you spend £1,200 at an annual interest rate of 34.92% (variable) your Representative APR will be 34.9% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Now with free aqua Credit Checker aqua Classic
no 0% intro
39.9% interest
3.00% no 0% intro
39.9% interest

no rewards

39.9%
APR
Apply
Card info Card rating

Available to applicants with CCJs or a low income- get a response in 60 seconds

Representative example: If you spend £1,200 at an annual interest rate of 39.95% (variable) your Representative APR will be 39.9% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 3 stars
  • This credit card has a 3 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details
Aqua Rewards
no 0% intro
34.9% interest
3.00% no 0% intro
34.9% interest

Uncapped cashback

34.9%
APR
Apply
Card info Card rating

Build your credit rating while earning 0.5% cashback on everything you buy

Representative example: If you spend £1,200 at an annual interest rate of 34.92% (variable) your Representative APR will be 34.9% (variable).

This details the cost of borrowing with this card after any introductory 0% deals have ended.

The representative APR is offered to at least 51% of customers accepted, and takes into account the annual interest rate charged on purchases and any annual fees.

The £1,200 spend is used as an example.

Help

  • Defaqto 4 stars
  • This credit card has a 4 Star Rating from independent financial research company, Defaqto, for its level of features and benefits. Tell me more

More details