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Compare your suited credit cards

We have   cards to choose for Low Rate APR credit cards

Card Intro
Balance Transfer 		Intro
Purchases 		APR Typical
(variable) 		Balance
Transfer Fee 		Compare now
MBNA 6.7% Low Rate
Photo of the MBNA Europe credit card
no intro no intro 6.7% 0.00% Apply

ONLINE APPLICATIONS ONLY. You need to answer 'Yes' to: I am over 23 years and am currently employed, I have no recent credit defaults, I am a UK resident and a homeowner, I have an income of over £20,000.

Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.99%
International Cash Advance Charge 5.99% Minimum Repayment Amount £25
Minimum Repayment Percentage 1% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income 0
Annual Fee none Full Details
Barclaycard Platinum Simplicity Card
Photo of the Barclaycard credit card
no intro no intro 7.8% 0.00% Apply

CONTACTLESS PAYMENT TECHNOLOGY. You need to have a good credit rating, be aged 21 or over, have had a permanent UK address for 3 months or more and have a regular income of more than £20,000 pa.

Balance Transfer Limit 5000 Cash Advances 2.5%
Cash Advance Charge £2.5 International Purchase Charge 2.75%
International Cash Advance Charge 5.25% Minimum Repayment Amount £5
Minimum Repayment Percentage 2.25% Maximum Credit Limit none
Minimum Age 21yrs Minimum Income 20000
Annual Fee none Full Details
Bank of Scotland Credit Card
Photo of the Bank of Scotland credit card
0.0%9 months 0.0%9 months 15.9% 3.00% Apply
Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.95%
International Cash Advance Charge 5.95% Minimum Repayment Amount £5
Minimum Repayment Percentage 1% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income 0
Annual Fee none Full Details
Barclaycard Platinum Card
Photo of the Barclaycard credit card
0.0%15 months 0.0%3 months 15.9% 2.90% Apply

CONTACTLESS PAYMENT TECHNOLOGY. You need to have a good credit rating, be aged 21 or over, have had a permanent UK address for 3 months or more and have a regular income of more than £20,000 pa.

Balance Transfer Limit 5000 Cash Advances 2.5%
Cash Advance Charge £2.5 International Purchase Charge 2.75%
International Cash Advance Charge 5.25% Minimum Repayment Amount £5
Minimum Repayment Percentage 2.25% Maximum Credit Limit none
Minimum Age 21yrs Minimum Income 20000
Annual Fee none Full Details
Virgin Credit Card
Photo of the Virgin Money credit card
0.0%16 months 0.0%3 months 16.6% 2.98% Apply

Available only to customers over the age of 25, in full time employment, and who are homeowners.

Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.99%
International Cash Advance Charge 5.99% Minimum Repayment Amount £25
Minimum Repayment Percentage 1% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income 0
Annual Fee none Full Details
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0% Balance transfer cards

buy yourself some time

If you have an outstanding balance on a credit card which you’d rather not pay interest on (who would?) then this could be the right card for you. A card offering a 0% balance transfer will leave the money you transfer interest free for a set period of time – giving you a better chance to reduce the amount outstanding or pay it off completely.

0% New Purchase cards

empowering your pocket

If you are looking for a card which has no interest charged on new purchases, then this could be the card for you. Offers last for a set period of time... So although you may use the card for interest-free shopping, be sure you remember when the deal runs out – so you don’t get caught out with interest charges!

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