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Compare your suited credit cards

We have   to choose for Low Rate APR credit cards

Card Intro
Balance Transfer
Intro
Purchases
APR Typical
(variable)
Balance
Transfer Fee
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Barclaycard Platinum Simplicity
Photo of the Barclaycard credit card
no intro no intro 6.8% 0.00% Apply

Includes contactless technology and is eligible for the NEW Barclaycard Freedom rewards programme. You need to have a good credit rating, be aged 21 or over, have had a permanent UK address for 3 months or more and have a regular income of more than £20,000 pa.

Balance Transfer Limit none Cash Advances 2.5%
Cash Advance Charge £25 International Purchase Charge 2.75%
International Cash Advance Charge 5.25% Minimum Repayment Amount £5
Minimum Repayment Percentage 2.25% Maximum Credit Limit none
Minimum Age 21yrs Minimum Income £20,000
Annual Fee none Barclaycard Platinum Simplicity Details
Halifax Easy Rate Credit Card
Photo of the Halifax credit card
no intro no intro 6.9% 0.00% Apply
Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.95%
International Cash Advance Charge 5.95% Minimum Repayment Amount £5
Minimum Repayment Percentage 1% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income £0
Annual Fee none Halifax Easy Rate Credit Card Details
Sainsbury’s Nectar Credit Card
Photo of the Sainsburys Finance credit card
no intro no intro 12.9% 0.00% Apply
Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.75%
International Cash Advance Charge 5.75% Minimum Repayment Amount £5
Minimum Repayment Percentage 2.25% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income £0
Annual Fee none Sainsbury’s Nectar Credit Card Details
Bank of Scotland Credit Card
Photo of the Bank of Scotland credit card
0.0%10 months 0.0%10 months 15.9% 3.00% Apply
Balance Transfer Limit none Cash Advances 3%
Cash Advance Charge £3 International Purchase Charge 2.95%
International Cash Advance Charge 5.95% Minimum Repayment Amount £5
Minimum Repayment Percentage 1% Maximum Credit Limit none
Minimum Age 18yrs Minimum Income £0
Annual Fee none Bank of Scotland Credit Card Details
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0% Balance transfer cards

buy yourself some time

If you have an outstanding balance on a credit card which you'd rather not pay interest on (who would?) then this could be the right card for you. A card offering a 0% balance transfer will leave the money you transfer interest free for a set period of time - giving you a better chance to reduce the amount outstanding or pay it off completely.

0% New Purchase cards

empowering your pocket

If you are looking for a card which has no interest charged on new purchases, then this could be the card for you. Offers last for a set period of time... So although you may use the card for interest-free shopping, be sure you remember when the deal runs out - so you don’t get caught out with interest charges!