Why choose Hastings Direct SmartMiles car insurance?

  • Telematics car insurance provider telematics or blackbox insurance logo
  • The only Defaqto 5 Star Rated telematics policy on the market 
  • Monitor your Driver Rating with your own online Dashboard

Hastings SmartMiles car insurance: facts

  • Part of Hastings Group, one of the UK's largest insurance companies
  • Launched in 2009
  • Free theft tracker included with your black box

Hastings Direct SmartMiles' policies work by fitting a small black box in your car to monitor how you drive, so that they can base premiums on your driving and not a stereotype. Good drivers are rewarded with lower premiums based on their Driver Rating at renewal (you can monitor your rating and gets lots of handy hints and tips from your personal Dashboard). They use the same technology as your sat nav or mobile phone to measure:

  • Speeding
  • Acceleration
  • Braking
  • Where you drive
  • When you drive

There are no night-time curfews and each policy comes with a free theft tracker so that you can track your car if it is stolen. All of your documents are stored online so that you never lose them and you can choose from a range of optional extras to enhance your cover, such as breakdown cover and key cover.

Hastings Direct SmartMiles provides everything that you would expect from a Defaqto 5 Star Rated policy, including childseat cover, legal cover up to £100,000 and personal effects cover up to £300. There are also 3 additional levels of breakdown cover to choose from to ensure that you have the correct cover for you.

Remember, buying Hastings Direct SmartMiles motor insurance direct is not necessarily cheaper – you get the same deal or better with Confused.com, where you can compare quotes from a range of insurance companies, including Hastings Direct SmartMiles.

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