Over 90 and looking for car insurance?
A recent RAC survey revealed there are over 3.9 million driving licence holders in the UK aged 70 or over and with an aging population, that number is set to grow. The AA estimates that by 2030, 90% of men aged over 70's will still be behind the wheel.
If you've continued driving since your 70th birthday, you'll be aware that you're legally required to renew your driving licence every 3 years.
Even if you're over 90, you don't need to take a new driving test but it is important to keep your licence updated with any medical conditions that could affect your ability to drive safely. These could include:
- Heart conditions
- Some eye conditions
There's no fee involved in renewing your licence and you can apply online at the Gov.uk website or picking up a form at your local post office.
Regardless of your age, you'll need some form of insurance to allow you to keep driving.
The most basic level of insurance that legally allows you to drive is third party only, but whilst it covers you claims made by third parties following an accident, it won't cover your car for any repairs needed.
Repair work can end up being costly and rather than stumping up big lump sums to cover the costs, you may want to consider a higher level of cover such as comprehensive which will allow you to make a claim for repair work needed to your own car.
To find out more about different car insurance types, we've created a handy guide - A guide to car insurance types. If you're ready to get an insurance quote for over 90s car insurance, go ahead and click the 'Get a quote' button at the top of the page to begin.