Renault car insurance

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Renault insurance

Renault's large range of vehicles offers something for everyone, from small city cars like the Twingo to the much larger Scénic MPV. There is no single definitive 'Renault' car, so it can be quite challenging to predict potential insurance costs without taking a closer look at the different factors. We've put some information together to help you estimate your running costs and premiums for some of Renault's most popular models.
  • The Association of British insurers (ABI) allocate vehicle insurance groups for most cars, which are usually used to help calculate premiums. Generally speaking, the higher the insurance group, the higher the premium.
  • Premiums are based on several other rating factors, such as the value, engine size, power, the cost of repair and security features.
The tables below could give you some idea of the potential costs for different Renault models available, splitting them by engine size, typical insurance groups and tax bracket.

If you want more information, you might be interested in some of our articles, such as the 6 practical and good-looking family cars or the guide to car insurance policy types.

Renault Clio

The Renault Clio offers something for everyone, with engine sizes ranging between 0.9l - 3.0l, although the more recent fourth generation models range from 0.9l - 1.5l.

The majority of Clio models sit in the lower end of insurance groups, and the most recent models like the Expression, Dynamique and GT sit in the 7-13 insurance group range. Getting an insurance policy for your Clio could be relatively cheaper than Renault's other ranges, making it a more affordable and practical car for families or younger drivers.

Renault offers insurance for owners of its cars, with qualified Renault mechanics employed for repairs should you experience an accident. There’s also a three-year repairs guarantee from Renault themselves.

 Specification  Engine Capacity   Insurance Group*  Tax Bracket Range 
Authentique 1.2 - 1.5 5 - 7 C -F
Billabong 1.2 7 E
Rip Curl
1.2 - 1.5 5 - 12  C - E
 TomTom 1.2 - 1.5 6 - 12 C- E
 Expression 0.9 - 1.6 6 - 14 A - I
Extreme 1.2 - 1.6 5 - 17
B - G
 GT 1.2 - 1.6 7 - 17 B - I
Dynamique 1.2 - 1.6 7 - 19 A - I
 Renault Sport 1.6 - 3.0 29 - 39 F - K
 V6 3.0 39   K

Renault Espace

The Renault Espace is a stylish MPV that is both recognised for its safety and spaciousness. It's an ideal family car or people carrier with enough room for up to seven people.

Make no bones about it, the Espace is big, even by MPV standards, and if you get it in its Grand version it gets even bigger! For some, the size can be a problem as it makes certain manoeuvres tricky. It can also be quite a thirsty car, but with a large variety of engines you could probably find one that suits you.

You can find the Espace typically sitting in the H - L tax bracket and its insurance group usually ranges from 17 to 33.

Specification (03-12)  Engine Capacity   Insurance Group*  Tax Bracket Range 
Rush 1.9 - 2.0 17 - 18 I - K
Authentique 1.9 - 2.0 17 - 22 I - K
Team
2.0 17 - 25 J - K
 Expression 1.9 - 2.2 17 - 25 I - K
 Globe 1.9 - 2.2 23 - 25 J - K
Quest 2.0 17 - 25 J - K
 Tech Run 2.0 17 - 26 J - K
 Privelage 2.0 - 3.5 24 - 33 J - L
Dynamique 1.9 - 2.2 19 - 28 H - L
 Initiale 1.9 - 2.2  19 - 28

Renault Laguna

A large family car from Renault, the Laguna has been a regular sight on British roads for many years. Available as a hatchback, estate (or tourer, as the new version is called) and coupé, it is one of the more popular French made cars.

The Renault Laguna is available with a wide range of engine options, ranging from the 1.5l Expression Sport Tourer to the 3.5l GT Coupé, which means the Laguna can fall under a broad range of insurance groups, depending on your specific model.

The Laguna is no longer sold in the UK and as a result it might be more difficult to repair it if anything goes wrong. Our guide to repairing and buying used car parts could give you some idea if you're planning to do the repairs yourself.

Coupe (08-12) Engine Capacity Insurance Group* Tax Bracket Range
Standard trim 2.0 30 - 34 G - J
Dynamique TomTom 2.0 30 E
TomTom edition
2.0 30 G
 GT 2.0 - 3.5 34 - 39 F - L
 Monaco GP 3.0 30 - 36 E - F

 Hatchback (07 - 12) Engine Capacity Insurance Group* Tax Bracket Range
Expression 1.5 - 2.0 20 - 26 B - I
Dynamique 1.5 - 2.0 20 - 30 B - K
TomTom edition
1.5 - 2.0 21 - 27 D - G
 GT 2.0 29 - 31 H - J
Initiale 2.0 24 - 30 F - K
 GT Line TomTom  1.5 - 2.0 22 - 30 B - F

 Sport Tourer (08-12) Engine Capacity Insurance Group* Tax Bracket Range
Expression 1.5 - 2.0 20 - 26 B - I
Dynamique 1.5 - 2.0 20 - 30 B - K
TomTom edition
1.5 - 2.0 21 - 27 E - G
 GT 2.0 29 - 31 I - J
Initiale 2.0 29 - 30 F - K
 GT Line TomTom  1.5 - 2.0 22 - 30 B - G

Renault Megane

The Mégane is a family hatchback available in the following flavours: Hatch, Coupé, Sport Tourer (ie. Estate), Coupé-Cabriolet, and RenaultSport. So this one model can be all things to all people – ranging for a performance car for serious petrolheads, to a transporter for the family man with 2.4 children, dog and caravan in tow.

With engine options ranging from 1.2 to 2.0 litres, the Mégane covers a wide scope of insurance groups, from 7 all the way up to 36. Insurance premiums may vary between the 1.2 litre Coupé-Cabriolet to the 2.0 RenaultSport, making it beneficial to compare difference insurers and insurance policies for comparison.


Specification Engine Capacity Insurance Group* Tax Bracket Range
Cabriolet (06-09) 1.5 - 2.0 14 - 24 E - K
Coupe (09 on) 1.2 - 2.0 12 - 26 A - I
Coupe-Cabriolet (10 on)
1.2 - 2.0 16 - 27 C - J
Hatchback (08 on) 1.4 - 2.0 12 - 25  A - I 
 RenaultSport (10 on) 2.0 34 - 36 H - J
 Saloon (06 -09) 1.4 - 2.0 7 - 23 D - K
Sport Tourer (09 on) 1.2 - 2.0 12 - 25 A - I
Tourer (09 on) 1.2 - 2.0 7 - 20 A - I
 Scenic (97 - 99) 1.6 - 2.0 11 - 17  -

Renault Modus

A winner of several awards, the Modus is a mini MPV that is a comfortable, yet practical family car. Known for its reliability and easy drive, the Modus is a great alternative to a family hatchback.

It's a bigger version of the Clio, which shares its platform and some of its engine range with the Modus. Its engine sizes range between 1.2l and 1.6l, and like the Clio, most Modus models typically fall into a fairly low insurance group.

The Modus is one of the Renault models that was axed in the UK in 2012. If you're looking for a brand new Renault, there are alternative models available like the compact MPV Scénic or the sporty Mégane.

Specification  Engine Capacity Insurance Group* Tax Bracket Range
Authentique 1.2 - 1.5 5 - 6 D - G
Expression 1.2 - 1.5
5 - 10 B - G
Oasis
1.2 - 1.5
6 - 8 C - G
I - Music 1.2 - 1.5
6 - 10 B - E
Privelage 1.4 - 1.6 8 - 12 C - I
Maxim 1.4 - 1.6 8 - 12 C - I
Dynamique 1.2 - 1.6 7 -12 B - I
 Dynamique S 1.2 - 1.6 7 - 11 C - I
Initiale 1.4 - 1.6 8 - 14 C - I

Renault Scenic

The winner of several awards, the Renault Scenic is a compact MPV, that comes with a variety of models and engines to choose from. The engines range from 1.2l in some of its Dynamique models all the way up to 2l, so the Renault Scenic doesn’t have to break the bank when it comes to its running costs.

Most of its models fall into a fairly low insurance group, varying between 11 and 26 for its latest models. So insuring your Scénic shouldn't be a deal breaker.

Renault Scenic (09 on) Engine Capacity Insurance Group* Tax Bracket Range
Extreme 1.5 - 1.6 11 - 14 D - H
Expression 1.4 - 2.0 14 - 21 C - J
Dynamique
1.4 - 2.0 15 - 26 E - I
I - Music 1.4 - 2.0 16 - 21 C- I
TomTom 1.4 - 2.0 15 - 26 E - H
Bizu  1.6 15 H - I
Privelage  1.4 - 2.0 16 - 26 H
Privelage TomTom 1.4 - 2.0 16 - 26 E - I
Dynamique TomTom 1.4 - 2.0 15 - 23 B - J

Hatchback (13 on) Engine Capacity Insurance Group* Tax Bracket Range
Expression + 1.5 - 1.6 19 C - I
Dynamique TomTom 1.2 - 1.6 18 - 23 B - I

Renault Twingo

The Renault Twingo is a small economical city car that typically comes under a low insurance group. It's an ideal run-around for families, young drivers and an affordable choice for those who are keeping an eye on their spending.

Like most Renault models, the Twingo comes in RenaultSport ranging from 1.2l to - 1.6l, which typically sits under the 6 - 22 insurance groups and its tax usually ranges between C – E tax bracket. For those eco-friendly drivers out there, Renault labelled some of its greenest cars with the Eco2, which are tax free for the first year.

Specification (03-12) Engine Capacity Insurance Group* Tax Bracket Range
Expression 1.2 9 - 10 D - C
Bizu 1.2
9 C
Pzaz
1.2
9 C
 Freeway  1.2
9 D
Extreme 1.2
9 D
 Gordini 1.2
18 E
 I - Music 1.2
12 C
GT 1.2
17 E
Dynamique  1.2
9 - 12  C - E

Specification (08 on) Engine Capacity Insurance Group* Tax Bracket Range
Renaultsport Cup 1.6 20 G
Renaultsport 1.6
20 -21 F - G
Renaultsport Silverstone
GP
1.6
22 G
Gordini 1.2 - 1.5
6 - 12 C - E

*Information sourced from Parkers.co.uk

Renault: did you know?

  • Established – 25th February 1899
  • Founders – Louis Renault, Marcel Renault and Fernand Renault
  • Headquarters – Boulogne-Billancourt, France
  • Production output – 2,637,528 vehicles (by 2012)

Renault was founded in 1899 by Louis Renault and his two brothers with their first car, the Renault Voiturette, which launched in 1903. Since then, Renault has gone on to build iconic models including the Renault 4, Renault 5 GT Turbo, Savanna estate and the Clio Williams, all to global acclaim and winning 6 Euro Car of the Year awards on six different occassions.

Road safety is something Renault actively aims to improve through the use of technology and constant innovation on its cars. There is no surprise, then, that 12 of Renault's cars have been awarded with the maximum 5 star Euro NCAP safety rating, making it the first car maker to do so.

Renault has a strong motorsport heritage and has its own F1 team. Its engines are used by two other F1 teams, and it also runs the Clio Cup, a touring car championship made up entirely of Clios.

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