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Ford Ka car insurance

Made for city dwellers but developed for rally races!

  • Low running costs makes the Ka perfect for brand new drivers and city dwellers
  • One of the best-handling small cars on the road with an excellent safety record

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Ford Ka insurance

The Ka was first introduced as a small and low cost addition to the Ford range but proved to be highly popular worldwide. Now in its second generation, this funky and friendly small car is perfect for new drivers due to its nimble handling and low running costs.

Research constructed by the team found that the Ka is one of the cheapest cars for a 17-20 year old driver to insure. The low running and insurance costs could also be beneficial to city dwellers that are looking at saving a bit of money on their commute.

  • Did you know? The classic black bumper, found on some of the first generation models, was specifically designed with city driving in mind. The black plastic was introduced as a way to minimise parking damage to paintwork therefore keeping your costs down on any repairs.

Using the information below, you can get an idea of the engine size for some of the Ford Ka models as well as the typical insurance group and tax bracket range to help you gauge where your trusty car might fall.

Ford Ka model Engine size (litres) Typical insurance group* Tax bracket range
Studio 1.2 - 1.3 2 - 10 C - F
Style 1.2 - 1.3 3 - 11 C - G
Gran Prix 1.2 3 C
Metal 1.2 - 1.3 5 - 6 B - C
Zetec 1.2 - 1.3 3 - 11 B - F
Edge 1.2 3 C
Tattoo 1.2 3 C
Digital 1.2 3 C
Titanium 1.2 - 1.3 3 - 4 B - C
StreetKa 1.6 15 J
SportKa 1.6 15 - 16 I
Design 1.3 10 F

*All information sourced from

The Ka has been manufactured for over 15 years and is available both new and second hand. However, you may find that some of the older Ka models could fall into a higher insurance bracket due to their higher repair bills. But with a 4 star Euro NCAP safety rating, we're sure it won't put you off!

If you're still after some more hints and tips on the world of car insurance, have a look at our handy guides and articles to make sure you're making the most out of your policy.

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Ford Ka: The facts

Manufactured: 1996 - present

Class: City car

Random fact: Ka is pronounced Ca, as in cat, not car or K.A.

The first generation Ka was initially based on the Ford Fiesta, however, the second generation was thanks to a collaboration with Fiat. It was even developed in conjunction with the famous little Italian motor, the Fiat 500

Not only is the Ka a favourite among young drivers, it has also proven to be one of the most popular junior rally racing cars. It even went on to win the BRC Silverstone Tyre 1400 Championship in 2007.